Analysis
An associate's degree in Computer Programming typically costs around $17,750 in debt nationally, which would translate to roughly $200 monthly loan payments on a standard repayment plan. Against first-year earnings that peer programs suggest hover near $38,000, that debt load is manageable—the 0.47 debt-to-earnings ratio means about six months of gross income to cover the total borrowed. However, $38,000 annually is modest for tech work, even at entry level, and raises questions about whether graduates are landing actual programming roles or adjacent positions that don't fully leverage their training.
The challenge with San Bernardino Valley College's program is that neither the earnings nor debt figures come from actual graduate outcomes—the sample size was too small for the Department of Education to report. This means we're extrapolating from what happens nationally at similar associate's programs, not what's occurring for students who complete this specific program. California's tech market typically offers higher wages than the national average, which could work in graduates' favor, but without reported data, there's no way to confirm whether this community college's connections and curriculum actually deliver on that regional advantage. The 27% Pell grant rate suggests the college serves students who need education to translate directly into earnings gains, making outcome uncertainty particularly consequential for families making this investment decision.
Where San Bernardino Valley College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,185 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Bernardino Valley College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.