Median Earnings (1yr)
$29,346
32nd percentile (40th in CA)
Median Debt
$14,301
44% below national median
Debt-to-Earnings
0.49
Manageable
Sample Size
466
Adequate data

Analysis

San Diego State's psychology program stands out for keeping student debt remarkably low while delivering solid earnings growth. With just $14,301 in median debt—well below both the national average of $25,500 and California's $21,500—graduates avoid the debt burden that plagues many psychology majors elsewhere.

The earnings tell a more nuanced story. Starting salaries of $29,346 lag behind the national median by about $2,000, placing SDSU in the 32nd percentile nationally and 40th percentile within California. However, the 26% earnings growth to $37,078 by year four shows promising trajectory, and the debt-to-earnings ratio of 0.49 means graduates can manage their loans relatively easily compared to peers drowning in higher debt loads.

For parents concerned about psychology's reputation for poor financial outcomes, SDSU offers a compelling middle path. While your child won't immediately out-earn peers at top-tier private schools like Santa Clara ($38,587), they'll graduate with significantly less financial stress. The combination of low debt and steady earnings growth makes this program a practical choice for students committed to psychology, providing financial flexibility for graduate school or career exploration without crushing debt payments.

Where San Diego State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

San Diego State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How San Diego State University graduates compare to all programs nationally

San Diego State University graduates earn $29k, placing them in the 32th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
San Diego State University$29,346$37,078$14,3010.49
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 466 graduates with reported earnings and 418 graduates with debt data. Small samples may not be representative.