Psychology at San Diego State University
Bachelor's Degree
Analysis
San Diego State's psychology program stands out for keeping student debt remarkably low while delivering solid earnings growth. With just $14,301 in median debt—well below both the national average of $25,500 and California's $21,500—graduates avoid the debt burden that plagues many psychology majors elsewhere.
The earnings tell a more nuanced story. Starting salaries of $29,346 lag behind the national median by about $2,000, placing SDSU in the 32nd percentile nationally and 40th percentile within California. However, the 26% earnings growth to $37,078 by year four shows promising trajectory, and the debt-to-earnings ratio of 0.49 means graduates can manage their loans relatively easily compared to peers drowning in higher debt loads.
For parents concerned about psychology's reputation for poor financial outcomes, SDSU offers a compelling middle path. While your child won't immediately out-earn peers at top-tier private schools like Santa Clara ($38,587), they'll graduate with significantly less financial stress. The combination of low debt and steady earnings growth makes this program a practical choice for students committed to psychology, providing financial flexibility for graduate school or career exploration without crushing debt payments.
Where San Diego State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How San Diego State University graduates compare to all programs nationally
San Diego State University graduates earn $29k, placing them in the 32th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| San Diego State University | $29,346 | $37,078 | $14,301 | 0.49 |
| University of Massachusetts Global | $40,726 | $51,379 | $26,703 | 0.66 |
| The Chicago School at Los Angeles | $39,596 | — | $40,645 | 1.03 |
| Santa Clara University | $38,587 | $58,545 | $17,667 | 0.46 |
| Ashford University | $38,524 | $36,510 | $43,875 | 1.14 |
| National University | $38,523 | $54,307 | $31,250 | 0.81 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Massachusetts Global Aliso Viejo | $12,520 | $40,726 | $26,703 |
| The Chicago School at Los Angeles Los Angeles | $20,844 | $39,596 | $40,645 |
| Santa Clara University Santa Clara | $59,241 | $38,587 | $17,667 |
| Ashford University San Diego | $13,160 | $38,524 | $43,875 |
| National University San Diego | $13,320 | $38,523 | $31,250 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At San Diego State University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 466 graduates with reported earnings and 418 graduates with debt data. Small samples may not be representative.