Analysis
This certificate program stands apart from Florida's typical computer programming offerings, where similar credentials produce median first-year earnings of just $15,968. Santa Fe's estimated $43,727—derived from national peer programs—suggests a fundamentally different outcome, possibly because most Florida competitors are for-profit institutions serving different student populations. The estimated $13,274 in debt aligns closely with both state and national norms for this credential type, creating a debt-to-earnings ratio of 0.30 that would be manageable if the earnings estimate holds true.
The challenge is that we're comparing estimated national outcomes to actual Florida data, and the gap is striking enough to warrant scrutiny. If Santa Fe's certificate performs closer to the Florida median than the national one, graduates would face nearly a year's salary in debt for a credential producing poverty-level wages. However, community colleges like Santa Fe typically outperform for-profit competitors in employment outcomes, and the 28% Pell population suggests the institution serves students who need pathways to stable middle-income work—exactly what a strong programming certificate should provide.
The decision hinges on whether Santa Fe can deliver outcomes closer to the national benchmark than the Florida one. Before enrolling, verify job placement rates and where graduates actually work, because the difference between these scenarios means either a solid entry-level tech salary or struggle to cover basic expenses.
Where Santa Fe College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Florida
Computer Programming certificate's programs at peer institutions in Florida (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,563 | $43,727* | — | $13,274* | — | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Fe College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.