Analysis
Comparable programming certificate programs in California show earnings around $60,496—substantially higher than this program's estimated $43,727. That's a $17,000 gap that matters when you're looking at certificate programs meant to be direct pathways to employment. While the estimated debt load of $13,274 isn't crushing by California standards, it's harder to justify when peer programs in the state are producing considerably stronger earning outcomes.
The estimated debt-to-earnings ratio of 0.30 looks manageable on paper, but that calculation is based on the lower earnings figure. If your child could access one of the stronger-performing California programs with similar debt but $60,000+ earnings potential, they'd be in a fundamentally different financial position within their first year of work. Santa Monica College serves a significant population of Pell-eligible students, suggesting affordability is part of its mission, but affordability means little if the earnings don't follow.
Before committing, identify which specific California programs are hitting that $60,000 mark and understand why this one appears to fall short. The difference between $43,000 and $60,000 in tech isn't just statistical noise—it likely reflects different employer pipelines, curriculum relevance, or regional job market access. Given the variability in programming certificate outcomes, choosing the right program matters as much as choosing the field itself.
Where Santa Monica College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in California
Computer Programming certificate's programs at peer institutions in California (69 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,156 | $43,727* | — | $13,274* | — | |
| — | $60,496* | — | $14,431* | 0.24 | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Monica College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.