Analysis
A debt-to-earnings ratio of 0.32 puts this computer science associate's program in manageable territory—based on comparable programs nationally, graduates can expect to owe roughly a third of their first-year income. With estimated debt around $12,500 and first-year earnings near $39,000, a graduate would be looking at monthly loan payments that shouldn't overwhelm an entry-level tech salary, though these figures represent what peer programs typically produce rather than Santa Monica College's specific outcomes.
California's tech sector offers strong prospects for associate's degree holders, particularly in the competitive Los Angeles area where Santa Monica sits. However, $39,000 represents the national median for two-year computer science programs—not necessarily what grads in high-cost Southern California actually earn. Some schools report outcomes at the 75th percentile closer to $49,000, suggesting there's variation in how well different programs position graduates for better-paying roles versus basic support positions.
The limited data here means you're making a decision with less visibility than ideal. If your student plans to transfer to a four-year program, this could be a cost-effective pathway. If they're aiming to enter the workforce directly with an associate's, confirm what roles local employers actually hire for with this credential and whether Santa Monica's curriculum and placement support justify the investment over alternatives.
Where Santa Monica College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,156 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Santa Monica College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.