Analysis
A debt-to-earnings ratio under 0.5 is generally manageable, and this program's estimated $17,750 in debt against $38,086 in first-year earnings hits that mark. Based on national data from similar associate's programs in computer programming, graduates typically face a debt load they can reasonably service—roughly half a year's salary. However, these figures come from peer institutions across the country, not Schenectady County Community College's actual outcomes, which aren't available due to small cohort sizes.
The broader picture matters here: New York has only 11 schools offering this credential, and none have publicly reported graduate outcomes, making it difficult to assess how regional employment patterns might affect earning potential. Computer programming associate's degrees nationally produce a wide range of outcomes—the top quarter of programs see first-year earnings above $44,000, suggesting that employer recognition and curriculum focus can significantly impact results. Without knowing where Schenectady County's program falls in that spectrum, you're betting on the median.
For a two-year investment that keeps debt below $20,000, the estimated numbers suggest reasonable value if your child is committed to programming work. But connect with the program directly to understand their specific job placement rates and employer relationships in the Capital Region—those local connections will matter more than national averages for determining whether this particular program delivers on its promise.
Where Schenectady County Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,924 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Schenectady County Community College, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.