Analysis
Michigan's community colleges typically offer strong value in tech fields, but this program's estimated debt load—around $17,750 based on peer institutions—runs above the state median of $14,652 for similar associate degrees in computer programming. That's notable for a credential that, according to national benchmarks, produces first-year earnings near $38,000. While the debt-to-earnings ratio of 0.47 isn't catastrophic, it means graduates are looking at roughly half a year's salary in loans before they've proven themselves in the job market.
The challenge with associate degrees in programming is timing and competition. Entry-level development roles increasingly expect either bachelor's degrees or demonstrable portfolios, which means this credential needs to serve as a stepping stone rather than a destination. Similar programs nationally suggest graduates can reach the mid-$40,000s at stronger-performing schools, but there's also considerable downside risk in a field where self-taught programmers and bootcamp graduates compete for the same entry positions.
For families comfortable with this debt level, the path forward should include a clear plan: either immediate employment with a local company that values associate credentials, or transfer to a four-year program where these credits count fully. Without one of those outcomes locked in, you're betting nearly $18,000 on a market that may have moved on from two-year programming degrees.
Where Schoolcraft Community College District Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,448 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Schoolcraft Community College District, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.