Median Earnings (1yr)
$37,451
93rd percentile (60th in CA)
Median Debt
$22,250
13% below national median
Debt-to-Earnings
0.59
Manageable
Sample Size
41
Adequate data

Analysis

Simpson University's psychology program achieves something rare: graduates earn substantially more than the national average ($37,451 versus $31,482) while carrying less debt than typical California programs. This ranks in the 93rd percentile nationally—a remarkable outcome for a school with a 99% admission rate that serves a significant population of Pell Grant recipients. Within California, where psychology programs typically pay around $30,600, Simpson sits comfortably in the 60th percentile, essentially matching the earnings of much more selective schools like Santa Clara.

The $22,250 debt load translates to a manageable 0.59 debt-to-earnings ratio, and the 12% earnings growth to $42,009 by year four suggests graduates find stable career progression. For a family in Northern California looking at affordable options, this is a genuine find—similar first-year earnings to programs charging significantly more. The moderate sample size means this data reflects actual graduate outcomes, not a statistical fluke from just a handful of students.

If your child is considering psychology and Simpson's Christian focus aligns with their values, the financial fundamentals here are stronger than most alternatives. You're getting above-average earnings potential without the debt burden that typically comes with private education.

Where Simpson University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Simpson UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Simpson University graduates compare to all programs nationally

Simpson University graduates earn $37k, placing them in the 93th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Simpson University$37,451$42,009$22,2500.59
University of Massachusetts Global$40,726$51,379$26,7030.66
The Chicago School at Los Angeles$39,596—$40,6451.03
Santa Clara University$38,587$58,545$17,6670.46
Ashford University$38,524$36,510$43,8751.14
National University$38,523$54,307$31,2500.81
National Median$31,482—$25,5000.81

Other Psychology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Massachusetts Global
Aliso Viejo
$12,520$40,726$26,703
The Chicago School at Los Angeles
Los Angeles
$20,844$39,596$40,645
Santa Clara University
Santa Clara
$59,241$38,587$17,667
Ashford University
San Diego
$13,160$38,524$43,875
National University
San Diego
$13,320$38,523$31,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Simpson University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.