Analysis
Simpson University's psychology program achieves something rare: graduates earn substantially more than the national average ($37,451 versus $31,482) while carrying less debt than typical California programs. This ranks in the 93rd percentile nationally—a remarkable outcome for a school with a 99% admission rate that serves a significant population of Pell Grant recipients. Within California, where psychology programs typically pay around $30,600, Simpson sits comfortably in the 60th percentile, essentially matching the earnings of much more selective schools like Santa Clara.
The $22,250 debt load translates to a manageable 0.59 debt-to-earnings ratio, and the 12% earnings growth to $42,009 by year four suggests graduates find stable career progression. For a family in Northern California looking at affordable options, this is a genuine find—similar first-year earnings to programs charging significantly more. The moderate sample size means this data reflects actual graduate outcomes, not a statistical fluke from just a handful of students.
If your child is considering psychology and Simpson's Christian focus aligns with their values, the financial fundamentals here are stronger than most alternatives. You're getting above-average earnings potential without the debt burden that typically comes with private education.
Where Simpson University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Simpson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Simpson University | $37,451 | $42,009 | +12% |
| Santa Clara University | $38,587 | $58,545 | +52% |
| University of the Pacific | $23,077 | $57,652 | +150% |
| University of Southern California | $34,139 | $55,156 | +62% |
| University of San Diego | $35,595 | $55,078 | +55% |
Compare to Similar Programs in California
Psychology bachelors's programs at peer institutions in California (84 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,522 | $37,451 | $42,009 | $22,250 | 0.59 | |
| $12,520 | $40,726 | $51,379 | $26,703 | 0.66 | |
| $20,844 | $39,596 | — | $40,645 | 1.03 | |
| $59,241 | $38,587 | $58,545 | $17,667 | 0.46 | |
| $13,160 | $38,524 | $36,510 | $43,875 | 1.14 | |
| $13,320 | $38,523 | $54,307 | $31,250 | 0.81 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Simpson University, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 85 graduates with debt data. Small samples may not be representative.