Analysis
Computer programming associate's degrees nationally cluster around $38,000 in first-year earnings, which is where peer programs suggest South Mountain graduates likely land. With estimated debt of $17,750, you're looking at a debt burden equal to just under half the first year's income—manageable if your child secures steady employment quickly, but not trivial for an associate's degree. The challenge here is that programming roles increasingly favor bachelor's degree holders, and entry-level positions can be competitive in the Phoenix metro area.
The estimation is necessary because South Mountain's graduate sample is too small to report publicly, which itself signals something worth noting: this is either a small program or one with limited completion rates. That doesn't make it bad, but it does mean you lack visibility into how South Mountain's specific outcomes compare to the 14 other Arizona schools offering programming degrees. The national benchmarks show considerable variation—top programs produce $44,000 earners—but without local comparison points, you can't know where this program sits in that range.
The practical question is whether this certificate serves as a launch point into tech or a stepping stone toward a bachelor's degree. If your child plans to transfer and complete a four-year degree, starting here could make sense financially. If this is the terminal credential, they'll need strong portfolio work and internship experience to compete for roles that justify the debt load.
Where South Mountain Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,358 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Mountain Community College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.