Computer Science at South Mountain Community College

An estimated debt-to-earnings ratio of 0.32 suggests this associate's degree could offer reasonable value, with graduates from comparable Computer Science programs typically carrying debt equal to roughly a third of their first-year income. Nationally, similar two-year programs show median earnings of $39,118, which would make the estimated $12,458 in debt manageable—potentially payable within a few years if graduates commit to aggressive repayment. For a two-year credential in a tech-focused field, these numbers align with what you'd expect from community college programs: lower debt than four-year schools, with earnings that provide a foundation for either immediate workforce entry or transfer to a bachelor's program.

The challenge here is uncertainty. With 13 programs across Arizona and 293 nationally, Computer Science associate's degrees vary widely in outcomes depending on factors like curriculum rigor, local employer connections, and whether graduates continue their education. Phoenix's tech job market offers opportunities, but first-year earnings in the high $30,000s may feel modest compared to the six-figure salaries often associated with tech careers—those typically require a bachelor's degree or specialized certifications. If your child plans to transfer to complete a four-year degree, this could be a cost-effective starting point. If they intend to enter the workforce directly, investigate what specific jobs South Mountain's graduates typically secure and whether those align with your child's goals.