Analysis
A debt-to-earnings ratio of 0.32 suggests manageable borrowing, but that headline number masks significant uncertainty for this South Texas College program. With both earnings and debt figures estimated from peer institutions nationwide—not from actual outcomes of this school's graduates—families face a substantial information gap when evaluating a $12,458 investment in a two-year tech credential.
The estimated $39,000 first-year salary aligns with the national median for associate-level computer science programs, which might seem reassuring. However, this figure doesn't reflect the McAllen job market, where tech opportunities and wage levels may differ considerably from national averages. Similar programs across Texas vary widely in their outcomes, and without reported data from comparable schools in the state, it's difficult to gauge whether this program positions graduates competitively for regional employment. The 36% Pell grant rate indicates South Texas College serves many lower-income students, making the absence of actual earnings data particularly consequential.
The practical challenge here isn't the estimated numbers themselves—a 0.32 ratio would typically signal reasonable value. It's that you're essentially betting on whether this program performs like the national average, without evidence either way. Before committing, your child should connect with recent graduates directly to understand actual job placements and starting salaries in the Rio Grande Valley, since the official data simply isn't available to answer those questions.
Where South Texas College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,920 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At South Texas College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.