Analysis
A debt-to-earnings ratio of 0.32 represents a manageable starting point, though the full picture requires context that's missing here. Based on national data from similar associate's degree programs in computer science, graduates typically earn around $39,000 in their first year and carry approximately $12,500 in debt—both figures that would be workable under normal circumstances. However, you're making this decision in one of the most expensive tech markets in the country, where that first-year salary won't stretch nearly as far as it would elsewhere.
The challenge is that California hosts 80 programs in this field, but none report outcome data publicly, making it impossible to know whether Southwestern College's approach to computer science education produces better or worse results than its competitors. An associate's degree can serve as either a direct entry point into tech support and junior developer roles or as a stepping stone to a bachelor's degree—the value proposition depends entirely on which path your child takes. In San Diego's tech sector, many employers expect a bachelor's degree for roles beyond help desk and technical support positions.
Given the lack of comparable data and the competitive nature of California's tech job market, treat this as a calculated gamble. If your child plans to transfer to a four-year program, this could be a cost-effective start. If they're hoping to launch a tech career with just the associate's degree, understand that they'll likely need to supplement it with certifications or portfolio work to compete effectively.
Where Southwestern College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,344 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.