Analysis
A debt load near $18,000 for an associate's degree deserves careful scrutiny, especially when the earnings picture remains uncertain. Based on comparable community college programming tracks nationally, graduates typically earn around $38,000 in their first year—a figure that results in a manageable debt-to-earnings ratio of 0.47. That's below the concerning 1.0 threshold, meaning graduates would owe roughly half their first-year salary rather than matching or exceeding it.
The challenge here is that we're working entirely from national benchmarks rather than outcomes specific to Southwestern Illinois College or even Illinois more broadly. While 24 schools across Illinois offer similar programming degrees, none have published graduate data, leaving us without regional context for the local tech job market. Computer programming can be heavily location-dependent—what matters is whether employers in the St. Louis metro area (which Belleville borders) value associate's degrees for programming roles or primarily hire bachelor's degree holders.
The estimated debt figure also warrants attention. At nearly $18,000, it exceeds what many community college students accumulate, particularly given that 26% of students here receive Pell grants. Before committing, verify what Southwestern Illinois's actual program costs and typical financial aid packages look like, and research whether local employers—particularly in nearby St. Louis—actively hire associate's-level programmers or if most positions require four-year degrees.
Where Southwestern Illinois College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,870 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Illinois College, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.