Analysis
A debt-to-earnings ratio of 0.32 looks manageable on paper, but the uncertainty here runs deep. With only two schools in Oklahoma offering associate-level computer science programs and neither reporting actual graduate outcomes, we're working with national estimates that suggest around $39,000 in first-year earnings against roughly $12,500 in debt. Nationally, computer science associate degrees show wide variation—the top quarter of programs produce starting salaries near $49,000, while others fall well below. Without knowing where Southwestern Oklahoma State actually lands in that range, you're betting on an average outcome.
The bigger question is whether an associate degree in computer science delivers enough technical depth for Oklahoma's job market. Many employers hiring developers, analysts, or IT professionals expect bachelor's degrees, which means this two-year credential might funnel graduates toward help desk roles or technical support positions rather than programming jobs. Peer programs nationally suggest the degree can work as a stepping stone—either into the workforce with plans to continue education later, or as transfer preparation for a four-year program. But if your child's goal is a software development career, starting with a bachelor's track at a school with verified CS outcomes might prove more direct.
The open admission and relatively low estimated debt make this a lower-risk option than many, but you're essentially placing a bet on unverified results. If your child plans to transfer after two years, that's one thing. If this is the endpoint, you'll want evidence this specific program actually places graduates in tech roles.
Where Southwestern Oklahoma State University Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,295 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Southwestern Oklahoma State University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.