Analysis
Massachusetts tech employers consistently seek associate-degree programmers, but comparable programs in the state suggest a debt load that may not align with typical starting salaries. Similar community college programs nationally show graduates earning around $38,000 in their first year—modest but reasonable for entry-level tech work in a market where bootcamp grads and self-taught developers compete heavily for the same positions.
The estimated $17,750 in debt lands above the state median of $10,700 for programming programs, which matters when you're living paycheck-to-paycheck on that initial salary. At a 0.47 debt-to-earnings ratio, loan payments would claim a meaningful chunk of take-home pay during those critical first years. For a community college credential serving nearly half its students from Pell-eligible families, that's a heavier financial burden than you'd hope to see.
The core question is whether this specific program delivers stronger outcomes than these national benchmarks suggest, or whether your child could access more affordable pathways into programming—perhaps through a different Massachusetts community college or alternative credential. Without reported data for Springfield Tech itself, you're making an investment based on what peer programs typically produce, not proven outcomes from this school.
Where Springfield Technical Community College Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,520 | $38,086* | — | $17,750* | — | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | — | $14,827* | 0.28 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Springfield Technical Community College, approximately 47% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.