Analysis
A marketing certificate typically draws students looking for a quick credential to boost their career prospects, but the estimated $19,500 in debt here deserves scrutiny. Based on comparable certificate programs nationally, graduates might earn around $63,500 in their first year—a solid figure that would make this debt manageable with a debt-to-earnings ratio of 0.31. For context, that's roughly four months of gross pay, which is reasonable for a short-term credential.
The challenge is uncertainty. Because St. Clair's program has too few graduates for the Department of Education to report actual outcomes, these figures are drawn from peer programs elsewhere—and marketing certificates vary widely in how they're designed and what employers value. Some prepare students for entry-level marketing coordinator roles; others are geared toward career-changers who already have business experience. Without knowing which path St. Clair's certificate supports, it's hard to gauge whether it delivers the specific skills Michigan employers seek.
The practical question is whether this certificate justifies nearly $20,000 in borrowing when other pathways exist. Community college marketing courses without credential-seeking might cost far less, and some Michigan employers value experience and portfolio work over formal credentials in marketing. If your student is certain this certificate opens doors to jobs they want, the debt load appears manageable—but verify what specific outcomes St. Clair's recent graduates have achieved before committing to significant borrowing.
Where St Clair County Community College Stands
Earnings vs. debt across all marketing certificate's programs nationally
Compare to Similar Programs Nationally
Marketing certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,076 | $63,549* | — | $19,500* | — | |
| — | $63,549* | — | —* | — | |
| — | $63,549* | — | $22,060* | 0.35 | |
| — | $63,549* | — | $22,060* | 0.35 | |
| — | $63,549* | — | $22,060* | 0.35 | |
| $9,552 | $63,549* | — | $22,060* | 0.35 | |
| National Median | — | $63,549* | — | $22,060* | 0.35 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Clair County Community College, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 8 similar programs. Actual outcomes may vary.