Median Earnings (1yr)
$45,960
95th percentile (60th in MN)
Median Debt
$12,000
9% above national median
Debt-to-Earnings
0.26
Manageable
Sample Size
35
Adequate data

Analysis

St Cloud Technical graduates earn $46,000 within a year of completing this program—outperforming 95% of automotive programs nationwide. That's a meaningful advantage in a field where the typical graduate starts at just $36,000. With only $12,000 in debt, the financial equation works immediately: graduates can realistically pay off loans within six months of starting work.

The Minnesota context adds nuance. While these earnings crush national averages, they land at the 60th percentile statewide, with Minneapolis Community and Technical leading at nearly $59,000. Still, St Cloud produces solid results: four-year earnings reach $51,000 (steady 12% growth), and the debt load remains manageable. For students living near Saint Cloud, the convenience factor and quick credential timeline offset the fact that stronger-earning programs exist elsewhere in the state.

For parents evaluating technical training, this program delivers what matters most—immediate employment at wages that exceed living costs and quick debt payoff. The 35% Pell Grant population suggests the school serves working-class students successfully. Unless your child can easily relocate to Minneapolis, St Cloud offers a practical path into a stable trade without the debt burden that plagues four-year degrees.

Where St Cloud Technical and Community College Stands

Earnings vs. debt across all vehicle maintenance and repair technologies certificate's programs nationally

St Cloud Technical and Community CollegeOther vehicle maintenance and repair technologies programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How St Cloud Technical and Community College graduates compare to all programs nationally

St Cloud Technical and Community College graduates earn $46k, placing them in the 95th percentile of all vehicle maintenance and repair technologies certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Vehicle Maintenance and Repair Technologies certificate's programs at peer institutions in Minnesota (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
St Cloud Technical and Community College$45,960$51,434$12,0000.26
Minneapolis Community and Technical College$58,745———
Alexandria Technical & Community College$45,951$49,952$12,0000.26
Minnesota State Community and Technical College$44,661$40,510——
Northland Community and Technical College$43,254$48,155$11,3020.26
Hennepin Technical College$42,294$41,265$11,1290.26
National Median$35,905—$11,0000.31

Other Vehicle Maintenance and Repair Technologies Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Minneapolis Community and Technical College
Minneapolis
$6,128$58,745—
Alexandria Technical & Community College
Alexandria
$6,213$45,951$12,000
Minnesota State Community and Technical College
Fergus Falls
$5,900$44,661—
Northland Community and Technical College
Thief River Falls
$6,262$43,254$11,302
Hennepin Technical College
Brooklyn Park
$5,881$42,294$11,129

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At St Cloud Technical and Community College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.