Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
A computer programming certificate with $13,274 in debt might seem manageable—until you look at Florida's earnings reality. While national data suggests similar certificate programs produce first-year earnings around $43,727, Florida's own programs tell a starkly different story. The only comparable program in the state with reported outcomes shows graduates earning just $15,968. That's a massive gap that should concern anyone banking on tech credentials automatically leading to tech salaries.
If St. Petersburg College's outcomes track closer to Florida norms than national ones, you'd be looking at nearly a year's earnings just to pay off the debt—a ratio that transforms what looks like modest borrowing into a significant burden. Even assuming graduates land somewhere between state and national benchmarks, the debt load sits above most programs nationwide, suggesting students here are borrowing more than typical for similar credentials. With a third of students receiving Pell grants, many families can't easily absorb that kind of gamble.
The fundamental problem is uncertainty: this certificate could open doors to decent-paying programming work, or it could leave your child competing for entry-level positions that barely cover living expenses. Before committing, find out where St. Petersburg's specific graduates actually land—job titles, companies, starting pay—because the $30,000 swing between state and national figures makes all the difference between a smart investment and an expensive mistake.
Where St Petersburg College Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Florida
Computer Programming certificate's programs at peer institutions in Florida (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $2,682 | $43,727* | — | $13,274 | — | |
| — | $15,968* | — | — | — | |
| National Median | — | $43,727* | — | $14,340 | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
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About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Petersburg College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.