Analysis
A debt-to-earnings ratio of 0.32 is exactly where you want to be for a two-year technical degree. While St. Philip's College doesn't have enough graduates to report actual outcomes, similar computer science associate's programs nationally suggest first-year earnings around $39,000 against roughly $12,500 in debt—manageable figures that could be paid down within a year or two of disciplined budgeting.
The bigger question is whether an associate's degree in computer science positions graduates competitively in San Antonio's tech job market. Nationally, these programs produce wide-ranging outcomes: the top quarter of associate's programs see first-year earnings above $48,600, while others cluster closer to the $39,000 median. Much depends on whether graduates land entry-level developer roles versus help desk or support positions, and whether they plan to transfer credits toward a bachelor's degree or enter the workforce immediately.
St. Philip's serves a community college mission with modest Pell grant numbers, suggesting a student body that may not be the most economically disadvantaged. For families considering this path, the estimated debt load is low enough that even if actual earnings fall short of projections, the financial burden remains contained. The program works as a relatively safe bet if your student has clear career intentions or plans to continue their education—just recognize you're making this decision with limited visibility into this specific school's track record.
Where St Philip's College Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,412 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At St Philip's College, approximately 21% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.