Analysis
The $27,000 debt estimate for Taylor's social work program is reasonably contained, tracking closely with typical debt loads across Indiana's social work programs. Combined with estimated first-year earnings of $37,812—derived from 13 bachelor's-level social work programs statewide—this puts the debt-to-earnings ratio at 0.71, which falls within a manageable range for a helping profession known for modest starting salaries.
What complicates the picture is that Taylor's earnings figures come entirely from state averages, not from tracked outcomes of its own graduates. The program does show solid mid-career progression—$45,367 by year four—but without knowing where Taylor's specific graduates actually start, it's difficult to assess whether the private school premium justifies choosing it over in-state public options like Ball State ($39,094) or Indiana University campuses that report stronger initial outcomes. Social work is a licensed field where your degree's prestige matters less than clinical hours and supervision, which levels the playing field considerably among accredited programs.
For families considering Taylor, the decision hinges on factors beyond these estimates: the school's faith-based mission, smaller class sizes, and campus culture. The debt level won't be crushing, but you're betting on intangibles since concrete outcome data for this specific program simply isn't available. If those intangibles matter deeply to your family, the financial risk appears moderate; if you're primarily focused on career outcomes, programs with documented graduate earnings offer more certainty.
Where Taylor University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Taylor University | — | $45,367 | — |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,104 | $37,812* | $45,367 | $27,000* | — | |
| $10,449 | $41,657* | $44,208 | $18,410* | 0.44 | |
| $35,420 | $40,532* | $37,787 | —* | — | |
| $11,790 | $39,695* | $46,124 | $14,506* | 0.37 | |
| $10,758 | $39,094* | $42,239 | $23,900* | 0.61 | |
| $8,179 | $38,652* | $42,686 | $30,924* | 0.80 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Taylor University, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in IN. Actual outcomes may vary.