Median Earnings (1yr)
$40,077
24th percentile (40th in TN)
Median Debt
$30,875
19% above national median
Debt-to-Earnings
0.77
Manageable
Sample Size
128
Adequate data

Analysis

Tennessee State University's business program lands squarely in the middle of Tennessee's options but trails national benchmarks—at the 24th percentile nationally but performing at the 40th percentile within the state. Starting salaries of $40,000 lag both the Tennessee median ($42,938) and national median ($45,703) by several thousand dollars, while graduates carry $30,875 in debt, which is notably higher than typical business majors in the state ($25,750). However, the manageable debt-to-earnings ratio of 0.77 and strong 34% earnings growth over four years suggest graduates can navigate this debt burden as their careers progress.

What makes this program worth considering despite the modest start? TSU serves a predominantly working-class student body (52% receive Pell grants), and for students who need an accessible entry point—the 93% admission rate reflects this open-door mission—it delivers solid mid-career outcomes. By year four, graduates reach $53,542, approaching what their peers at more selective schools earn initially. For families choosing between taking on significantly more debt at a private institution or starting here, TSU provides a practical path to business careers.

The tradeoff is clear: you're accepting a slower financial start in exchange for accessibility and reasonable debt levels. If your child needs to stay in Tennessee and wants a straightforward route to business management roles, this works—just expect the first few years to require careful budgeting as earnings catch up to obligations.

Where Tennessee State University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Tennessee State UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee State University graduates compare to all programs nationally

Tennessee State University graduates earn $40k, placing them in the 24th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee State University$40,077$53,542$30,8750.77
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Union University$58,201$36,947$33,3330.57
Bryan College-Dayton$52,528—$27,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$59,147$20,500
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Union University
Jackson
$38,450$58,201$33,333
Bryan College-Dayton
Dayton
$18,900$52,528$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee State University, approximately 52% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 128 graduates with reported earnings and 148 graduates with debt data. Small samples may not be representative.