Median Earnings (1yr)
$41,530
5th percentile
25th percentile in Tennessee
Median Debt
$17,000
32% below national median

Analysis

Tennessee Tech accounting graduates start at $41,530β€”nearly $12,000 below the state median and landing in just the 5th percentile nationally. That's a significant gap in a field known for consistent starting salaries. Among Tennessee's 28 accounting programs, this ranks in the bottom quarter, with graduates from UT-Knoxville, MTSU, and several other state schools earning $10,000+ more right out of the gate.

The silver lining is strong earnings growth: salaries jump 29% to reach $53,706 by year four, essentially catching up to where most accounting graduates begin. The $17,000 median debt load is genuinely lowβ€”about $8,000 below the state medianβ€”which helps offset the slower start. Still, that low debt partially reflects the reality that many Tennessee Tech students may come from lower-income backgrounds (31% receive Pell grants) and work their way through school rather than borrowing.

For a student with strong accounting job prospects lined up or family connections in the field, the low debt makes this workable. But if your child is considering multiple Tennessee programs, they'd start their career substantially ahead at UT-Knoxville or MTSU with similar debt levels. The catch-up story here is real, but beginning $10,000 behind peers means four years of playing financial defense in a profession where early earnings typically set the trajectory for raises and advancement.

Where Tennessee Technological University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Tennessee Technological University$41,530$53,706+29%
The University of Tennessee-Knoxville$53,197$71,799+35%
Lee University$53,577$70,035+31%
Middle Tennessee State University$51,963$59,969+15%
The University of Tennessee-Martin$48,101$57,062+19%

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological UniversityCookeville$10,084$41,530$53,706$17,0000.41
Tennessee State UniversityNashville$8,568$53,620$50,033$29,2500.55
Lee UniversityCleveland$22,690$53,577$70,035$16,7500.31
The University of Tennessee-KnoxvilleKnoxville$13,484$53,197$71,799$22,0000.41
Strayer University-TennesseeMemphis$13,920$52,373$56,398$54,9891.05
Middle Tennessee State UniversityMurfreesboro$9,506$51,963$59,969$24,5530.47
National Medianβ€”$53,694β€”$25,0000.47

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.