Median Earnings (1yr)
$41,530
5th percentile (25th in TN)
Median Debt
$17,000
32% below national median
Debt-to-Earnings
0.41
Manageable
Sample Size
57
Adequate data

Analysis

Tennessee Tech accounting graduates start at $41,530—nearly $12,000 below the state median and landing in just the 5th percentile nationally. That's a significant gap in a field known for consistent starting salaries. Among Tennessee's 28 accounting programs, this ranks in the bottom quarter, with graduates from UT-Knoxville, MTSU, and several other state schools earning $10,000+ more right out of the gate.

The silver lining is strong earnings growth: salaries jump 29% to reach $53,706 by year four, essentially catching up to where most accounting graduates begin. The $17,000 median debt load is genuinely low—about $8,000 below the state median—which helps offset the slower start. Still, that low debt partially reflects the reality that many Tennessee Tech students may come from lower-income backgrounds (31% receive Pell grants) and work their way through school rather than borrowing.

For a student with strong accounting job prospects lined up or family connections in the field, the low debt makes this workable. But if your child is considering multiple Tennessee programs, they'd start their career substantially ahead at UT-Knoxville or MTSU with similar debt levels. The catch-up story here is real, but beginning $10,000 behind peers means four years of playing financial defense in a profession where early earnings typically set the trajectory for raises and advancement.

Where Tennessee Technological University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Tennessee Technological UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Tennessee Technological University graduates compare to all programs nationally

Tennessee Technological University graduates earn $42k, placing them in the 5th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Tennessee Technological University$41,530$53,706$17,0000.41
Tennessee State University$53,620$50,033$29,2500.55
Lee University$53,577$70,035$16,7500.31
The University of Tennessee-Knoxville$53,197$71,799$22,0000.41
Strayer University-Tennessee$52,373$56,398$54,9891.05
Middle Tennessee State University$51,963$59,969$24,5530.47
National Median$53,694—$25,0000.47

Other Accounting Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Tennessee State University
Nashville
$8,568$53,620$29,250
Lee University
Cleveland
$22,690$53,577$16,750
The University of Tennessee-Knoxville
Knoxville
$13,484$53,197$22,000
Strayer University-Tennessee
Memphis
$13,920$52,373$54,989
Middle Tennessee State University
Murfreesboro
$9,506$51,963$24,553

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 57 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.