Analysis
Tennessee Tech accounting graduates start at $41,530βnearly $12,000 below the state median and landing in just the 5th percentile nationally. That's a significant gap in a field known for consistent starting salaries. Among Tennessee's 28 accounting programs, this ranks in the bottom quarter, with graduates from UT-Knoxville, MTSU, and several other state schools earning $10,000+ more right out of the gate.
The silver lining is strong earnings growth: salaries jump 29% to reach $53,706 by year four, essentially catching up to where most accounting graduates begin. The $17,000 median debt load is genuinely lowβabout $8,000 below the state medianβwhich helps offset the slower start. Still, that low debt partially reflects the reality that many Tennessee Tech students may come from lower-income backgrounds (31% receive Pell grants) and work their way through school rather than borrowing.
For a student with strong accounting job prospects lined up or family connections in the field, the low debt makes this workable. But if your child is considering multiple Tennessee programs, they'd start their career substantially ahead at UT-Knoxville or MTSU with similar debt levels. The catch-up story here is real, but beginning $10,000 behind peers means four years of playing financial defense in a profession where early earnings typically set the trajectory for raises and advancement.
Where Tennessee Technological University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Distribution
How Tennessee Technological University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Tennessee Technological University | $41,530 | $53,706 | +29% |
| The University of Tennessee-Knoxville | $53,197 | $71,799 | +35% |
| Lee University | $53,577 | $70,035 | +31% |
| Middle Tennessee State University | $51,963 | $59,969 | +15% |
| The University of Tennessee-Martin | $48,101 | $57,062 | +19% |
Compare to Similar Programs in Tennessee
Accounting bachelors's programs at peer institutions in Tennessee (28 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,084 | $41,530 | $53,706 | $17,000 | 0.41 | |
| $8,568 | $53,620 | $50,033 | $29,250 | 0.55 | |
| $22,690 | $53,577 | $70,035 | $16,750 | 0.31 | |
| $13,484 | $53,197 | $71,799 | $22,000 | 0.41 | |
| $13,920 | $52,373 | $56,398 | $54,989 | 1.05 | |
| $9,506 | $51,963 | $59,969 | $24,553 | 0.47 | |
| National Median | β | $53,694 | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Tennessee Technological University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 57 graduates with reported earnings and 63 graduates with debt data. Small samples may not be representative.