Analysis
In a state with strong tech salaries, peer computer science programs suggest first-year earnings around $83,000—a solid foundation for a technical career. However, Texas Lutheran's estimated $27,000 debt load is notably higher than what similar programs in Texas typically produce (median of $25,222), meaning your child would be starting with a heavier financial burden than most Texas CS graduates for comparable earning potential.
The debt-to-earnings ratio of 0.33 remains workable—similar programs nationwide show this field generally produces enough earning power to manage educational debt. But it's worth noting that this earnings figure reflects what typical Texas CS programs deliver, not what this specific small cohort from Texas Lutheran actually achieved. The school's 95% admission rate and below-average SAT scores don't necessarily predict worse outcomes in tech (where portfolio and skills matter enormously), but they do suggest this is a different academic environment than the state's flagship programs that are producing similar or better numbers.
For a technical degree where graduates can reasonably expect strong demand, the combination works—assuming your child thrives in a smaller, less selective environment. The key risk is paying above-average debt for access to what should be a robust job market that doesn't particularly reward prestige. If your child needs intensive support or prefers smaller class sizes, that premium might make sense. Otherwise, compare carefully against more affordable options in the state system.
Where Texas Lutheran University Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Compare to Similar Programs in Texas
Computer Science bachelors's programs at peer institutions in Texas (31 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,920 | $82,714* | — | $27,000* | — | |
| $64,460 | $93,679* | $106,128 | $26,000* | 0.28 | |
| $9,101 | $88,391* | $98,049 | $26,000* | 0.29 | |
| $13,099 | $86,084* | — | $20,187* | 0.23 | |
| $11,728 | $84,759* | $89,635 | $19,500* | 0.23 | |
| $54,844 | $82,714* | $94,244 | $27,000* | 0.33 | |
| National Median | — | $70,950* | — | $23,374* | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Texas Lutheran University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in TX. Actual outcomes may vary.