Analysis
A debt-to-earnings ratio of 0.43 suggests a manageable financial start for this associate's degree, though the picture here relies entirely on estimates from peer programs across Florida. With first-year earnings projected around $39,000—aligned with Florida's state median for computer programming associates—graduates would be carrying roughly $16,700 in debt, comparable to what students face at similar community colleges statewide.
Florida's computer programming associate's degrees show considerable variation in outcomes. Programs like Hillsborough Community College report graduates earning above $42,000, while Valencia College sits closer to $36,600. The College of the Florida Keys' small graduating class makes it impossible to know where their specific outcomes fall within this range, or whether the island location affects job placement and starting salaries compared to programs near Florida's larger tech markets.
The fundamental numbers work—debt that's less than half of first-year earnings is far from crushing. But choosing this program means accepting significant uncertainty about whether its graduates actually match these statewide averages. If your child is committed to staying in the Keys or has specific employment connections there, the convenience may justify that uncertainty. Otherwise, consider whether a larger Florida community college with reported outcomes would offer both transparency and potentially better access to entry-level tech opportunities.
Where The College of the Florida Keys Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs in Florida
Computer Programming associates's programs at peer institutions in Florida (25 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,279 | $39,098* | — | $16,681* | — | |
| $2,506 | $42,710* | — | $18,262* | 0.43 | |
| $2,563 | $39,098* | — | $15,100* | 0.39 | |
| $2,474 | $36,601* | $63,680 | $14,070* | 0.38 | |
| National Median | — | $38,086* | — | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of the Florida Keys, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in FL. Actual outcomes may vary.