Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.
Analysis
The national median for programming certificates—$43,727—suggests this credential could work financially, but Florida's own reported outcomes tell a starkly different story. The one comparable program in the state with actual data shows first-year earnings of just $15,968, less than half what peer programs produce nationally. That gap should concern any parent considering this path, especially when estimates based on out-of-state schools might not reflect the realities of Florida's tech job market.
At an estimated $13,274 in debt, graduates would face manageable monthly payments if they actually earned near the national median. But if Florida's reported outcome is closer to reality, you're looking at a debt-to-earnings ratio nearly twice as steep, with loan payments consuming a much larger share of take-home pay. The economic picture in the Keys—tourism-driven, geographically isolated—may not support the kind of entry-level programming roles that generate decent salaries elsewhere.
The fundamental problem here is uncertainty. Without actual graduate outcomes from this specific program, you're betting that The College of the Florida Keys can somehow deliver results that align with national norms rather than state ones. That's a significant gamble when the only concrete Florida data available shows earnings barely above minimum wage for similar credentials.
Where The College of the Florida Keys Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs in Florida
Computer Programming certificate's programs at peer institutions in Florida (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,279 | $43,727* | — | $13,274* | — | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At The College of the Florida Keys, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.