Location: Missoula, MT•In-State Tuition: $8,152•Out-of-State Tuition: $31,622•Admission Rate: 96%•Avg SAT: 1190
Est. Earnings (1yr)
$43,727
Est. from national median (5 programs)
Est. Median Debt
$13,274
Est. from national median (7 programs)

Analysis

A debt load of roughly $13,000 for a credential that similar programs suggest yields around $44,000 in first-year earnings creates a manageable financial picture—at least on paper. Based on national data from comparable undergraduate certificate programs in computer programming, graduates typically face a debt-to-earnings ratio of 0.30, meaning debt equals about four months of income. That's workable for most borrowers, though it assumes steady employment in the field.

The bigger uncertainty here isn't the debt—it's what this particular certificate actually delivers. The University of Montana's program is small enough that the Department of Education can't report outcomes publicly, and you're looking at estimates derived from programs at other institutions across the country. That national pool of computer programming certificates shows considerable variation, with top programs producing $60,000+ earners while others cluster closer to the median. Montana has only one school offering this credential, so there's no local comparison to gauge whether UM's version aligns with regional employer needs or if it's positioned competitively.

Before committing, get concrete information directly from the university: job placement rates, which employers hire their graduates, and whether local tech companies recognize this credential. The financial structure looks reasonable based on peer programs, but you need to know if this specific certificate opens doors in Montana's limited tech market or if your student would be better served by a program with verifiable outcomes.

Where The University of Montana Stands

Earnings vs. debt across all computer programming certificate's programs nationally

The University of Montana (estimated ±10%)Other computer programming programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs Nationally

Computer Programming certificate's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
The University of MontanaMissoula$8,152$43,727*—$13,274*—
University of Phoenix-ArizonaPhoenix$9,552$60,496*—$14,431*0.24
University of Phoenix-CaliforniaOntario—$60,496*—$14,431*0.24
Dallas CollegeDallas$2,370$43,727*$48,595$19,107*0.44
Amarillo CollegeAmarillo$2,136$37,250*—$11,884*0.32
FVI School of Nursing and TechnologyMiami—$15,968*——*—
National Median—$43,727*—$14,340*0.33
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer programming graduates

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Software Quality Assurance Analysts and Testers

Develop and execute software tests to identify software problems and their causes. Test system modifications to prepare for implementation. Document software and application defects using a bug tracking system and report defects to software or web developers. Create and maintain databases of known defects. May participate in software design reviews to provide input on functional requirements, operational characteristics, product designs, and schedules.

$131,450/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree

Web and Digital Interface Designers

Design digital user interfaces or websites. Develop and test layouts, interfaces, functionality, and navigation menus to ensure compatibility and usability across browsers or devices. May use web framework applications as well as client-side code and processes. May evaluate web design following web and accessibility standards, and may analyze web use metrics and optimize websites for marketability and search engine ranking. May design and test interfaces that facilitate the human-computer interaction and maximize the usability of digital devices, websites, and software with a focus on aesthetics and design. May create graphics used in websites and manage website content and links.

$95,380/yrJobs growth:Bachelor's degree

Video Game Designers

Design core features of video games. Specify innovative game and role-play mechanics, story lines, and character biographies. Create and maintain design documentation. Guide and collaborate with production staff to produce games as designed.

$95,380/yrJobs growth:Bachelor's degree

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Network Support Specialists

Analyze, test, troubleshoot, and evaluate existing network systems, such as local area networks (LAN), wide area networks (WAN), cloud networks, servers, and other data communications networks. Perform network maintenance to ensure networks operate correctly with minimal interruption.

$61,550/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Montana, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.