Median Earnings (1yr)
$59,567
24th percentile (60th in TN)
Median Debt
$25,125
7% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
39
Adequate data

Analysis

UTC's Computer Science program sits right at Tennessee's median for starting salaries ($59,567), which places it in the 60th percentile statewide—a respectable middle ground for in-state students. The 31% earnings jump to nearly $78,000 by year four shows solid momentum, and the $25,125 debt load translates to a manageable 0.42 ratio against first-year earnings. For a school with a 77% acceptance rate, these outcomes deliver accessible entry into tech careers without the gatekeeping of more selective programs.

The challenge is national perspective: UTC ranks in just the 24th percentile compared to Computer Science programs across the country, trailing the $71,000 national median by over $11,000 initially. This gap matters if your child plans to compete for jobs in major tech hubs like Austin or Seattle, where employers might weight school reputation alongside skills. Within Tennessee, though, UTC holds its own—it's essentially tied with MTSU and not far behind Tennessee Tech, while costing students similar debt levels.

For Tennessee residents planning to work in-state, particularly in Chattanooga's growing tech corridor, this program offers a straightforward value proposition: reasonable debt, steady earnings growth, and competitive positioning within the state. Students eyeing out-of-state tech markets should weigh whether the initial salary gap will matter in their target cities.

Where The University of Tennessee-Chattanooga Stands

Earnings vs. debt across all computer science bachelors's programs nationally

The University of Tennessee-ChattanoogaOther computer science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How The University of Tennessee-Chattanooga graduates compare to all programs nationally

The University of Tennessee-Chattanooga graduates earn $60k, placing them in the 24th percentile of all computer science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Computer Science bachelors's programs at peer institutions in Tennessee (22 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
The University of Tennessee-Chattanooga$59,567$77,869$25,1250.42
Vanderbilt University$122,244$164,139$14,5000.12
The University of Tennessee-Knoxville$70,193$90,584$16,7500.24
Tennessee Technological University$63,180$78,615$18,6050.29
Rhodes College$60,225$25,9820.43
Middle Tennessee State University$57,653$76,044$21,5000.37
National Median$70,950$23,3740.33

Other Computer Science Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Vanderbilt University
Nashville
$63,946$122,244$14,500
The University of Tennessee-Knoxville
Knoxville
$13,484$70,193$16,750
Tennessee Technological University
Cookeville
$10,084$63,180$18,605
Rhodes College
Memphis
$54,892$60,225$25,982
Middle Tennessee State University
Murfreesboro
$9,506$57,653$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At The University of Tennessee-Chattanooga, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 39 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.