Analysis
Based on comparable Computer Programming associate's programs nationally, Union College graduates might expect around $38,000 in first-year earningsβa modest starting point in a high-cost state like New Jersey, where tech hubs in nearby cities often demand bachelor's degrees for better-paying positions. The estimated debt load of $17,750 creates a debt-to-earnings ratio of 0.47, which is manageable and could be paid down in three to four years with disciplined budgeting. However, these figures represent national patterns rather than what Union College's own graduates have achieved, and the suppressed data means we can't verify whether this program performs above or below those peer benchmarks.
The real question is whether an associate's in programming provides enough credential weight in New Jersey's competitive market. While the debt burden appears reasonable, the sub-$40,000 starting salary may struggle to support independent living in the Cranford area, where even modest apartments consume a significant portion of entry-level tech income. Some graduates use this credential as a stepping stone to a bachelor's degree or gain practical experience that accelerates earnings, but others find themselves competing against four-year degree holders for the same positions.
Without school-specific outcomes data, you're betting on the national average holding true for Union College specifically. If your child plans to continue their education or has connections in the local tech scene, this could work as an affordable entry point. If they're banking on the associate's degree alone opening doors to well-paying positions, the estimated earnings suggest a tougher road ahead in New Jersey's job market.
Where UCNJ Union College of Union County New Jersey Stands
Earnings vs. debt across all computer programming associates's programs nationally
Compare to Similar Programs Nationally
Computer Programming associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,280 | $38,086* | β | $17,750* | β | |
| $4,872 | $63,559* | $56,895 | $12,000* | 0.19 | |
| $5,400 | $55,996* | $67,313 | $12,736* | 0.23 | |
| $6,128 | $55,069* | $65,758 | $22,600* | 0.41 | |
| $4,916 | $54,652* | $61,493 | $13,812* | 0.25 | |
| $7,650 | $53,874* | β | $14,827* | 0.28 | |
| National Median | β | $38,086* | β | $17,108* | 0.45 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At UCNJ Union College of Union County New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 30 similar programs. Actual outcomes may vary.