Location: Cranford, NJ•In-State Tuition: $5,280•Out-of-State Tuition: $9,500
Est. Earnings (1yr)Estimated
$39,118
Est. from national median (6 programs)
Est. Median DebtEstimated
$12,458
Est. from national median (13 programs)

Based on U.S. Department of Education data (October 2025 release). Some figures are estimates based on similar programs — see details below.

Analysis

An estimated debt load of $12,458 for an associate's degree is manageable on its own, but the question is whether first-year earnings around $39,000—based on what similar computer science associate programs produce nationally—justify the credential in New Jersey's competitive tech market. That debt-to-earnings ratio of 0.32 suggests graduates could reasonably pay off loans while building their careers, assuming the estimates hold true for Union College students specifically.

The challenge is context: New Jersey's tech sector includes well-paying entry points, but many positions favor bachelor's degrees or specific technical certifications. If this associate's serves as a stepping stone to a four-year program or pairs with strong internship experience, the economics improve considerably. If it's a terminal degree, graduates may find themselves competing for help desk or junior support roles where earnings could lag behind the estimate, particularly in high-cost North Jersey.

With 44% of students receiving Pell grants, affordability matters here. The estimated $12,500 debt is far below what many bachelor's programs demand, but you're getting two years of education rather than four. Before committing, verify whether Union College has transfer agreements with nearby four-year schools and check actual job placement outcomes directly with the department—these estimates can't tell you how this specific program performs in the local market.

Where UCNJ Union College of Union County New Jersey Stands

Earnings vs. debt across all computer science associates's programs nationally

UCNJ Union College of Union County New Jersey (estimated ±10%)Other computer science programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs Nationally

Computer Science associates's programs at top institutions nationally

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
UCNJ Union College of Union County New JerseyCranford$5,280$39,118*—$12,458*—
Weber State UniversityOgden$6,391$79,044*$83,812$15,254*0.19
Northern Virginia Community CollegeAnnandale$5,703$48,889*$81,847$13,000*0.27
University of Arkansas GranthamLIttle Rock$8,280$47,904*—$22,519*0.47
Bunker Hill Community CollegeBoston$5,520$30,332*—$9,000*0.30
CUNY LaGuardia Community CollegeLong Island City$5,218$24,888*$46,054$8,750*0.35
National Median—$39,118*—$12,458*0.32
* Estimated from similar programs

Career Paths

Occupations commonly associated with computer science graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Computer and Information Research Scientists

Conduct research into fundamental computer and information science as theorists, designers, or inventors. Develop solutions to problems in the field of computer hardware and software.

$140,910/yrJobs growth:Master's degree

Software Developers

Research, design, and develop computer and network software or specialized utility programs. Analyze user needs and develop software solutions, applying principles and techniques of computer science, engineering, and mathematical analysis. Update software or enhance existing software capabilities. May work with computer hardware engineers to integrate hardware and software systems, and develop specifications and performance requirements. May maintain databases within an application area, working individually or coordinating database development as part of a team.

$131,450/yrJobs growth:Bachelor's degree

Software Quality Assurance Analysts and Testers

Develop and execute software tests to identify software problems and their causes. Test system modifications to prepare for implementation. Document software and application defects using a bug tracking system and report defects to software or web developers. Create and maintain databases of known defects. May participate in software design reviews to provide input on functional requirements, operational characteristics, product designs, and schedules.

$131,450/yrJobs growth:Bachelor's degree

Information Security Analysts

Plan, implement, upgrade, or monitor security measures for the protection of computer networks and information. Assess system vulnerabilities for security risks and propose and implement risk mitigation strategies. May ensure appropriate security controls are in place that will safeguard digital files and vital electronic infrastructure. May respond to computer security breaches and viruses.

$124,910/yrJobs growth:Bachelor's degree

Database Architects

Design strategies for enterprise databases, data warehouse systems, and multidimensional networks. Set standards for database operations, programming, query processes, and security. Model, design, and construct large relational databases or data warehouses. Create and optimize data models for warehouse infrastructure and workflow. Integrate new systems with existing warehouse structure and refine system performance and functionality.

$123,100/yrJobs growth:Bachelor's degree

Data Warehousing Specialists

Design, model, or implement corporate data warehousing activities. Program and configure warehouses of database information and provide support to warehouse users.

$123,100/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Computer Programmers

Create, modify, and test the code and scripts that allow computer applications to run. Work from specifications drawn up by software and web developers or other individuals. May develop and write computer programs to store, locate, and retrieve specific documents, data, and information.

$98,670/yrJobs growth:Bachelor's degree

Web Developers

Develop and implement websites, web applications, application databases, and interactive web interfaces. Evaluate code to ensure that it is properly structured, meets industry standards, and is compatible with browsers and devices. Optimize website performance, scalability, and server-side code and processes. May develop website infrastructure and integrate websites with other computer applications.

$95,380/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At UCNJ Union College of Union County New Jersey, approximately 44% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.