Analysis
A debt-to-earnings ratio of 0.67 sits in reasonable territory—peer apparel and textiles programs nationally suggest graduates earn about $37,000 in their first year while carrying roughly $25,000 in debt. That's manageable compared to many bachelor's degrees, though it's not a financial slam dunk. The fashion industry notoriously starts entry-level workers at modest salaries, and these figures reflect that reality. What matters more is where graduates are five or ten years out, once they've built specialized skills and industry connections.
Oklahoma has only two schools offering this bachelor's degree, which could mean limited local competition for jobs but also suggests the regional fashion industry is relatively small. UCO's broader student profile—accessible admission standards and moderate Pell Grant enrollment—indicates this program serves students seeking practical career training rather than prestige credentials. For apparel careers, location matters tremendously: students may need to relocate to fashion hubs like Dallas or beyond to maximize earning potential.
The takeaway: If your child is passionate about fashion and willing to hustle through industry internships and potentially relocate, these estimated numbers suggest a workable financial path. But the field rewards creativity, networking, and entrepreneurial drive more than the credential itself, so campus resources like career services and industry partnerships become crucial differentiators that aren't captured in these estimates.
Where University of Central Oklahoma Stands
Earnings vs. debt across all apparel and textiles bachelors's programs nationally
Compare to Similar Programs Nationally
Apparel and Textiles bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $8,522 | $36,945* | — | $24,750* | — | |
| $9,192 | $51,494* | — | $19,444* | 0.38 | |
| $9,228 | $51,221* | — | $16,125* | 0.31 | |
| $11,790 | $50,264* | $60,013 | $20,500* | 0.41 | |
| $16,080 | $47,760* | $56,971 | $23,250* | 0.49 | |
| $9,728 | $44,647* | $44,135 | $21,250* | 0.48 | |
| National Median | — | $36,945* | — | $24,750* | 0.67 |
Career Paths
Occupations commonly associated with apparel and textiles graduates
Marketing Managers
Materials Scientists
Family and Consumer Sciences Teachers, Postsecondary
Fashion Designers
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Interior Designers
Wholesale and Retail Buyers, Except Farm Products
Farm and Home Management Educators
Fabric and Apparel Patternmakers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Central Oklahoma, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 53 similar programs. Actual outcomes may vary.