Median Earnings (1yr)
$33,513
66th percentile (60th in OH)
Median Debt
$24,250
5% below national median
Debt-to-Earnings
0.72
Manageable
Sample Size
211
Adequate data

Analysis

University of Cincinnati's psychology program delivers earnings that outpace most Ohio psychology programs—sitting at the 60th percentile statewide while graduates carry slightly less debt than typical state peers. First-year earnings of $33,513 edge above both the Ohio median ($30,682) and national benchmark ($31,482), though they trail the top-performing programs in the state by about $5,000-$6,000.

The debt picture here is actually encouraging. At $24,250, graduates borrow less than both state and national averages while earning more than most of their peers elsewhere. That 0.72 debt-to-earnings ratio means UC grads typically owe less than one year's salary, and the 18% earnings growth to nearly $40,000 by year four suggests decent career progression. The 88% admission rate makes this accessible to a broad range of students who might not get into more selective programs.

For parents weighing options, this represents solid middle-tier value among Ohio psychology programs. Your child won't command the earnings of Kenyon or John Carroll graduates immediately, but they'll also avoid the heavier debt loads common at many schools while attending a well-known public university. If your student is considering graduate school (common for psychology majors), managing undergraduate debt matters—and UC keeps that burden reasonable while providing respectable earning potential.

Where University of Cincinnati-Main Campus Stands

Earnings vs. debt across all psychology bachelors's programs nationally

University of Cincinnati-Main CampusOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Cincinnati-Main Campus graduates compare to all programs nationally

University of Cincinnati-Main Campus graduates earn $34k, placing them in the 66th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Ohio

Psychology bachelors's programs at peer institutions in Ohio (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Cincinnati-Main Campus$33,513$39,689$24,2500.72
Kenyon College$39,203$42,073$19,0000.48
Muskingum University$37,636$34,807$27,6250.73
John Carroll University$36,602$43,225$27,0000.74
Miami University-Hamilton$36,190$46,978$24,0940.67
Miami University-Middletown$36,190$46,978$24,0940.67
National Median$31,482—$25,5000.81

Other Psychology Programs in Ohio

Compare tuition, earnings, and debt across Ohio schools

SchoolIn-State TuitionEarnings (1yr)Debt
Kenyon College
Gambier
$69,330$39,203$19,000
Muskingum University
New Concord
$31,440$37,636$27,625
John Carroll University
University Heights
$49,100$36,602$27,000
Miami University-Hamilton
Hamilton
$7,278$36,190$24,094
Miami University-Middletown
Middletown
$7,278$36,190$24,094

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 211 graduates with reported earnings and 288 graduates with debt data. Small samples may not be representative.