Analysis
University of Cincinnati's psychology program delivers earnings that outpace most Ohio psychology programs—sitting at the 60th percentile statewide while graduates carry slightly less debt than typical state peers. First-year earnings of $33,513 edge above both the Ohio median ($30,682) and national benchmark ($31,482), though they trail the top-performing programs in the state by about $5,000-$6,000.
The debt picture here is actually encouraging. At $24,250, graduates borrow less than both state and national averages while earning more than most of their peers elsewhere. That 0.72 debt-to-earnings ratio means UC grads typically owe less than one year's salary, and the 18% earnings growth to nearly $40,000 by year four suggests decent career progression. The 88% admission rate makes this accessible to a broad range of students who might not get into more selective programs.
For parents weighing options, this represents solid middle-tier value among Ohio psychology programs. Your child won't command the earnings of Kenyon or John Carroll graduates immediately, but they'll also avoid the heavier debt loads common at many schools while attending a well-known public university. If your student is considering graduate school (common for psychology majors), managing undergraduate debt matters—and UC keeps that burden reasonable while providing respectable earning potential.
Where University of Cincinnati-Main Campus Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Cincinnati-Main Campus graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Cincinnati-Main Campus | $33,513 | $39,689 | +18% |
| University of Dayton | $32,953 | $50,757 | +54% |
| Miami University-Middletown | $36,190 | $46,978 | +30% |
| Miami University-Hamilton | $36,190 | $46,978 | +30% |
| Miami University-Oxford | $36,190 | $46,978 | +30% |
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $13,570 | $33,513 | $39,689 | $24,250 | 0.72 | |
| $69,330 | $39,203 | $42,073 | $19,000 | 0.48 | |
| $31,440 | $37,636 | $34,807 | $27,625 | 0.73 | |
| $49,100 | $36,602 | $43,225 | $27,000 | 0.74 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Cincinnati-Main Campus, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 211 graduates with reported earnings and 288 graduates with debt data. Small samples may not be representative.