Analysis
University of Dayton's psychology program stands out for something often missing in this field: meaningful earnings growth over time. While the $32,953 starting salary falls squarely in the middle of the pack—ranking 62nd percentile nationally and 60th in Ohio—graduates see their income jump 54% by year four to nearly $51,000. That's a trajectory worth noting in a discipline where many programs plateau early.
The $25,000 debt load matches both state and national medians, creating a manageable debt-to-earnings ratio of 0.76. This means graduates owe less than one year's starting salary, a reasonable threshold. Within Ohio's competitive psychology landscape, this program holds its ground, though it trails elite small colleges like Kenyon by about $6,000 in starting pay. The moderate admission standards and low Pell enrollment suggest this serves a relatively advantaged student body, but the program delivers solid outcomes without pricing families into unmanageable debt.
For parents wondering if a psychology degree can lead somewhere financially, University of Dayton demonstrates that it can—provided graduates actively pursue career advancement. The sharp year-four earnings increase suggests many alumni successfully leverage their degree into better-paying positions, likely outside traditional psychology roles. This isn't a fast track to high earnings, but it's a stable foundation with clear upward mobility.
Where University of Dayton Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How University of Dayton graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Dayton | $32,953 | $50,757 | +54% |
| Miami University-Middletown | $36,190 | $46,978 | +30% |
| Miami University-Oxford | $36,190 | $46,978 | +30% |
| Miami University-Hamilton | $36,190 | $46,978 | +30% |
| Ohio State University-Lima Campus | $32,276 | $44,475 | +38% |
Compare to Similar Programs in Ohio
Psychology bachelors's programs at peer institutions in Ohio (74 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $47,600 | $32,953 | $50,757 | $25,000 | 0.76 | |
| $69,330 | $39,203 | $42,073 | $19,000 | 0.48 | |
| $31,440 | $37,636 | $34,807 | $27,625 | 0.73 | |
| $49,100 | $36,602 | $43,225 | $27,000 | 0.74 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| $7,278 | $36,190 | $46,978 | $24,094 | 0.67 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Dayton, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 47 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.