Median Earnings (1yr)
$27,123
21st percentile (40th in KY)
Median Debt
$20,681
17% below national median
Debt-to-Earnings
0.76
Manageable
Sample Size
68
Adequate data

Analysis

University of Louisville biology graduates face a rocky start at just $27,123—well below both national and state medians—but then something interesting happens. By year four, earnings jump to $45,398, a 67% increase that puts this program's trajectory ahead of most competitors. That first year trails Northern Kentucky by nearly $12,000, but Louisville graduates who persist in science-related fields see meaningful income growth that narrows the gap considerably.

The $20,681 debt load is actually lower than both state and national medians, giving graduates breathing room during that challenging first year when the debt-to-earnings ratio sits at 0.76. The 40th percentile ranking within Kentucky suggests this program performs about average for the state, though the early earnings lag is real and families should plan accordingly. Many biology graduates pursue additional education or entry-level positions that depress initial earnings, which may explain the slow start followed by stronger mid-career numbers.

The value here depends entirely on what comes after graduation. If your student plans graduate school or needs time to break into competitive science fields, the manageable debt helps weather that period. But if they need immediate earning power, programs like Northern Kentucky's offer a significantly stronger financial foundation from day one.

Where University of Louisville Stands

Earnings vs. debt across all biology bachelors's programs nationally

University of LouisvilleOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Louisville graduates compare to all programs nationally

University of Louisville graduates earn $27k, placing them in the 21th percentile of all biology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Biology bachelors's programs at peer institutions in Kentucky (25 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Louisville$27,123$45,398$20,6810.76
Northern Kentucky University$38,970$43,852$23,9500.61
University of Kentucky$31,360$44,651$23,2500.74
Western Kentucky University$29,945$40,022$22,5000.75
Bellarmine University$29,253$49,960$27,0000.92
University of Pikeville$28,699$27,273$21,1280.74
National Median$32,316—$25,0000.77

Other Biology Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Northern Kentucky University
Highland Heights
$10,896$38,970$23,950
University of Kentucky
Lexington
$13,212$31,360$23,250
Western Kentucky University
Bowling Green
$11,436$29,945$22,500
Bellarmine University
Louisville
$47,180$29,253$27,000
University of Pikeville
Pikeville
$24,150$28,699$21,128

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 68 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.