Analysis
University of Louisville biology graduates face a rocky start at just $27,123βwell below both national and state mediansβbut then something interesting happens. By year four, earnings jump to $45,398, a 67% increase that puts this program's trajectory ahead of most competitors. That first year trails Northern Kentucky by nearly $12,000, but Louisville graduates who persist in science-related fields see meaningful income growth that narrows the gap considerably.
The $20,681 debt load is actually lower than both state and national medians, giving graduates breathing room during that challenging first year when the debt-to-earnings ratio sits at 0.76. The 40th percentile ranking within Kentucky suggests this program performs about average for the state, though the early earnings lag is real and families should plan accordingly. Many biology graduates pursue additional education or entry-level positions that depress initial earnings, which may explain the slow start followed by stronger mid-career numbers.
The value here depends entirely on what comes after graduation. If your student plans graduate school or needs time to break into competitive science fields, the manageable debt helps weather that period. But if they need immediate earning power, programs like Northern Kentucky's offer a significantly stronger financial foundation from day one.
Where University of Louisville Stands
Earnings vs. debt across all biology bachelors's programs nationally
Earnings Distribution
How University of Louisville graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Louisville | $27,123 | $45,398 | +67% |
| Bellarmine University | $29,253 | $49,960 | +71% |
| Morehead State University | $22,572 | $49,734 | +120% |
| University of Kentucky | $31,360 | $44,651 | +42% |
| Northern Kentucky University | $38,970 | $43,852 | +13% |
Compare to Similar Programs in Kentucky
Biology bachelors's programs at peer institutions in Kentucky (25 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,828 | $27,123 | $45,398 | $20,681 | 0.76 | |
| $10,896 | $38,970 | $43,852 | $23,950 | 0.61 | |
| $13,212 | $31,360 | $44,651 | $23,250 | 0.74 | |
| $11,436 | $29,945 | $40,022 | $22,500 | 0.75 | |
| $47,180 | $29,253 | $49,960 | $27,000 | 0.92 | |
| $24,150 | $28,699 | $27,273 | $21,128 | 0.74 | |
| National Median | β | $32,316 | β | $25,000 | 0.77 |
Career Paths
Occupations commonly associated with biology graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Medical Scientists, Except Epidemiologists
Biological Science Teachers, Postsecondary
Forensic Science Technicians
Secondary School Teachers, Except Special and Career/Technical Education
Biological Technicians
Agricultural Technicians
Precision Agriculture Technicians
Food Science Technicians
Biological Scientists, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Louisville, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 68 graduates with reported earnings and 95 graduates with debt data. Small samples may not be representative.