Median Earnings (1yr)
$83,684
78th percentile (60th in MD)
Median Debt
$20,000
14% below national median
Debt-to-Earnings
0.24
Manageable
Sample Size
221
Adequate data

Analysis

UMBC's computer science program punches well above its weight, delivering earnings that outpace 78% of CS programs nationwide while keeping debt substantially lower than average. Starting at $84,000 and climbing to $95,000 by year four, graduates earn more than the typical computer science major from their first paycheck—and they're doing it with just $20,000 in debt, about $3,400 less than the national median for this degree.

Within Maryland, UMBC holds its own at the 60th percentile, trailing only UMD-College Park among major state schools. That $16,000 gap with College Park matters less than it might seem: UMBC's 74% acceptance rate makes it accessible to a broader range of students, and its debt-to-earnings ratio of 0.24 means graduates can pay off their loans with roughly three months of their starting salary. The 14% earnings growth over four years suggests solid career progression rather than immediate plateauing.

For families weighing Maryland options, this represents one of the state's strongest values in tech education—combining strong earning potential with manageable debt at a school that won't require Ivy-level credentials for admission. Unless your child can secure admission to College Park, UMBC offers the clearest path to a six-figure tech salary within a few years of graduation.

Where University of Maryland-Baltimore County Stands

Earnings vs. debt across all computer science bachelors's programs nationally

University of Maryland-Baltimore CountyOther computer science programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland-Baltimore County graduates compare to all programs nationally

University of Maryland-Baltimore County graduates earn $84k, placing them in the 78th percentile of all computer science bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Computer Science bachelors's programs at peer institutions in Maryland (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland-Baltimore County$83,684$95,052$20,0000.24
University of Maryland-College Park$99,756—$20,0000.20
Towson University$71,795$92,268$20,3400.28
Loyola University Maryland$61,017—$27,0000.44
Frostburg State University$54,349—$21,5000.40
National Median$70,950—$23,3740.33

Other Computer Science Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland-College Park
College Park
$11,505$99,756$20,000
Towson University
Towson
$11,306$71,795$20,340
Loyola University Maryland
Baltimore
$55,480$61,017$27,000
Frostburg State University
Frostburg
$9,998$54,349$21,500

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 221 graduates with reported earnings and 197 graduates with debt data. Small samples may not be representative.