Analysis
UMBC's computer science program punches well above its weight, delivering earnings that outpace 78% of CS programs nationwide while keeping debt substantially lower than average. Starting at $84,000 and climbing to $95,000 by year four, graduates earn more than the typical computer science major from their first paycheckβand they're doing it with just $20,000 in debt, about $3,400 less than the national median for this degree.
Within Maryland, UMBC holds its own at the 60th percentile, trailing only UMD-College Park among major state schools. That $16,000 gap with College Park matters less than it might seem: UMBC's 74% acceptance rate makes it accessible to a broader range of students, and its debt-to-earnings ratio of 0.24 means graduates can pay off their loans with roughly three months of their starting salary. The 14% earnings growth over four years suggests solid career progression rather than immediate plateauing.
For families weighing Maryland options, this represents one of the state's strongest values in tech educationβcombining strong earning potential with manageable debt at a school that won't require Ivy-level credentials for admission. Unless your child can secure admission to College Park, UMBC offers the clearest path to a six-figure tech salary within a few years of graduation.
Where University of Maryland-Baltimore County Stands
Earnings vs. debt across all computer science bachelors's programs nationally
Earnings Distribution
How University of Maryland-Baltimore County graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Maryland-Baltimore County | $83,684 | $95,052 | +14% |
| Harvard University | $152,251 | $256,539 | +68% |
| Carnegie Mellon University | $171,264 | $247,552 | +45% |
| Brown University | $151,065 | $218,525 | +45% |
| Towson University | $71,795 | $92,268 | +29% |
Compare to Similar Programs in Maryland
Computer Science bachelors's programs at peer institutions in Maryland (11 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $12,952 | $83,684 | $95,052 | $20,000 | 0.24 | |
| $11,505 | $99,756 | β | $20,000 | 0.20 | |
| $11,306 | $71,795 | $92,268 | $20,340 | 0.28 | |
| $55,480 | $61,017 | β | $27,000 | 0.44 | |
| $9,998 | $54,349 | β | $21,500 | 0.40 | |
| National Median | β | $70,950 | β | $23,374 | 0.33 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 221 graduates with reported earnings and 197 graduates with debt data. Small samples may not be representative.