Teacher Education and Professional Development, Specific Subject Areas (Bachelor's Degree) at University of Maryland-Baltimore County

Est. Earnings (1yr)

$45,808

Est. from MD median (3 programs)

Est. Median Debt

$24,240

Est. from MD median (3 programs)

Analysis

In Maryland's competitive teacher preparation landscape, comparable programs suggest first-year earnings around $45,800—a figure that places UMBC's program squarely in the middle of the state's range. While Towson's program shows stronger initial earnings at $51,200, UMBC appears aligned with peers like Salisbury and well ahead of Morgan State's $35,200. The estimated $24,240 in debt sits below both national and state medians for education programs, which matters given teaching's relatively modest starting salaries.

The debt-to-earnings ratio of 0.53 indicates you'd be borrowing roughly half a first-year salary—a manageable threshold for a teaching career. Based on similar Maryland programs, monthly loan payments would consume about 10-12% of take-home pay, leaving room to actually live while making a difference in Baltimore-area schools. Education programs at accessible state universities like UMBC (74% admission rate) typically serve students committed to teaching rather than those chasing maximum earnings potential.

The real question is whether your child is certain about teaching. Since these figures come from peer programs rather than UMBC's specific outcomes, investigate the school's student teaching placements and hiring pipeline into Baltimore County and city schools. If they're committed to education and plan to stay in Maryland where certification transfers cleanly, the estimated debt load won't derail their career before it starts.

Where University of Maryland-Baltimore County Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

Compare to Similar Programs in Maryland

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Maryland (13 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
University of Maryland-Baltimore CountyBaltimore	$12,952	$45,808*	—	$24,240*	—
Towson UniversityTowson	$11,306	$51,209*	$52,053	$21,500*	0.42
Salisbury UniversitySalisbury	$10,638	$45,808*	$48,820	$24,240*	0.53
Morgan State UniversityBaltimore	$8,118	$35,254*	$42,351	$33,869*	0.96
National Median	—	$43,082*	—	$26,221*	0.61

* Estimated from similar programs

Career Paths

Occupations commonly associated with teacher education and professional development, specific subject areas graduates

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Computer Science Teachers, Postsecondary

Teach courses in computer science. May specialize in a field of computer science, such as the design and function of computers or operations and research analysis. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Agricultural Sciences Teachers, Postsecondary

Teach courses in the agricultural sciences. Includes teachers of agronomy, dairy sciences, fisheries management, horticultural sciences, poultry sciences, range management, and agricultural soil conservation. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Biological Science Teachers, Postsecondary

Teach courses in biological sciences. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Forestry and Conservation Science Teachers, Postsecondary

Teach courses in forestry and conservation science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Atmospheric, Earth, Marine, and Space Sciences Teachers, Postsecondary

Teach courses in the physical sciences, except chemistry and physics. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Chemistry Teachers, Postsecondary

Teach courses pertaining to the chemical and physical properties and compositional changes of substances. Work may include providing instruction in the methods of qualitative and quantitative chemical analysis. Includes both teachers primarily engaged in teaching, and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Environmental Science Teachers, Postsecondary

Teach courses in environmental science. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Physics Teachers, Postsecondary

Teach courses pertaining to the laws of matter and energy. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Geography Teachers, Postsecondary

Teach courses in geography. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland-Baltimore County, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MD. Actual outcomes may vary.