Median Earnings (1yr)
$47,611
57th percentile (60th in TN)
Median Debt
$25,500
2% below national median
Debt-to-Earnings
0.54
Manageable
Sample Size
188
Adequate data

Analysis

The University of Memphis business program performs solidly in the middle of the pack—both nationally and within Tennessee—but trails significantly behind the state's top programs. With first-year earnings of $47,611, graduates earn about $5,000 more than the typical Tennessee business graduate and land in the 60th percentile statewide. However, the gap to Tennessee's elite programs is substantial: UT-Knoxville, Tennessee Wesleyan, Rhodes, and Union all place graduates earning $58,000+ out of the gate, roughly $10,000 more annually.

The financial picture is straightforward and manageable. Graduates carry $25,500 in debt—slightly below both state and national medians—and earn enough to keep the debt-to-earnings ratio at a reasonable 0.54. The 11% earnings growth from year one to year four suggests steady career progression without dramatic jumps. For a school with a 93% admission rate serving a substantial population of Pell-eligible students (40%), these outcomes represent accessible, middle-class economic mobility rather than explosive earning potential.

If your child has admission offers from Tennessee's more selective business programs, the $10,000+ annual earnings gap is worth serious consideration—that difference compounds significantly over a career. But if University of Memphis is the most affordable option or your child prefers staying in Memphis, the program delivers predictable results with manageable debt. It won't catapult graduates to the top of the earnings ladder, but it provides a stable foundation for a business career.

Where University of Memphis Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

University of MemphisOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $48k, placing them in the 57th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$47,611$52,880$25,5000.54
The University of Tennessee-Knoxville$59,147$68,864$20,5000.35
Tennessee Wesleyan University$58,859$51,442$29,7500.51
Rhodes College$58,550$72,782$22,2400.38
Union University$58,201$36,947$33,3330.57
Bryan College-Dayton$52,528—$27,0000.51
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
The University of Tennessee-Knoxville
Knoxville
$13,484$59,147$20,500
Tennessee Wesleyan University
Athens
$29,264$58,859$29,750
Rhodes College
Memphis
$54,892$58,550$22,240
Union University
Jackson
$38,450$58,201$33,333
Bryan College-Dayton
Dayton
$18,900$52,528$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 188 graduates with reported earnings and 189 graduates with debt data. Small samples may not be representative.