Business Administration, Management and Operations at University of Memphis
Bachelor's Degree
Analysis
The University of Memphis business program performs solidly in the middle of the pack—both nationally and within Tennessee—but trails significantly behind the state's top programs. With first-year earnings of $47,611, graduates earn about $5,000 more than the typical Tennessee business graduate and land in the 60th percentile statewide. However, the gap to Tennessee's elite programs is substantial: UT-Knoxville, Tennessee Wesleyan, Rhodes, and Union all place graduates earning $58,000+ out of the gate, roughly $10,000 more annually.
The financial picture is straightforward and manageable. Graduates carry $25,500 in debt—slightly below both state and national medians—and earn enough to keep the debt-to-earnings ratio at a reasonable 0.54. The 11% earnings growth from year one to year four suggests steady career progression without dramatic jumps. For a school with a 93% admission rate serving a substantial population of Pell-eligible students (40%), these outcomes represent accessible, middle-class economic mobility rather than explosive earning potential.
If your child has admission offers from Tennessee's more selective business programs, the $10,000+ annual earnings gap is worth serious consideration—that difference compounds significantly over a career. But if University of Memphis is the most affordable option or your child prefers staying in Memphis, the program delivers predictable results with manageable debt. It won't catapult graduates to the top of the earnings ladder, but it provides a stable foundation for a business career.
Where University of Memphis Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of Memphis graduates compare to all programs nationally
University of Memphis graduates earn $48k, placing them in the 57th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Tennessee
Business Administration, Management and Operations bachelors's programs at peer institutions in Tennessee (38 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of Memphis | $47,611 | $52,880 | $25,500 | 0.54 |
| The University of Tennessee-Knoxville | $59,147 | $68,864 | $20,500 | 0.35 |
| Tennessee Wesleyan University | $58,859 | $51,442 | $29,750 | 0.51 |
| Rhodes College | $58,550 | $72,782 | $22,240 | 0.38 |
| Union University | $58,201 | $36,947 | $33,333 | 0.57 |
| Bryan College-Dayton | $52,528 | — | $27,000 | 0.51 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Tennessee
Compare tuition, earnings, and debt across Tennessee schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| The University of Tennessee-Knoxville Knoxville | $13,484 | $59,147 | $20,500 |
| Tennessee Wesleyan University Athens | $29,264 | $58,859 | $29,750 |
| Rhodes College Memphis | $54,892 | $58,550 | $22,240 |
| Union University Jackson | $38,450 | $58,201 | $33,333 |
| Bryan College-Dayton Dayton | $18,900 | $52,528 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 188 graduates with reported earnings and 189 graduates with debt data. Small samples may not be representative.