Median Earnings (1yr)
$37,999
25th percentile (40th in TN)
Median Debt
$21,747
17% below national median
Debt-to-Earnings
0.57
Manageable
Sample Size
19
Limited data

Analysis

University of Memphis graduates from this teaching program enter classrooms earning about $6,000 less than the typical Tennessee teacher with the same degree—a meaningful gap that places them in the bottom half statewide. The $38,000 starting salary, while disappointing compared to state peers, does come with notably lower debt: graduates carry $21,747 versus the $27,350 Tennessee median. Still, even with this lighter debt load, the initial earnings lag behind what you'd find at schools like Lee University or Carson-Newman.

The trajectory shows some improvement—earnings climb to $41,173 by year four—but the program's position in the 25th percentile nationally suggests structural challenges rather than just a slow start. For a family weighing options, the lower debt is a real advantage, and the 0.57 debt-to-earnings ratio remains manageable for teaching. However, graduates here start further behind their Tennessee peers, which compounds over a career.

One important caveat: these figures come from fewer than 30 graduates, so individual experiences may vary considerably. If your child is committed to teaching in Memphis specifically, the local connections might offset the earnings difference. But if starting salary matters—and in teaching, where raises are incremental, it should—exploring the state's stronger-performing programs would be worth the effort, particularly if they don't significantly increase the debt burden.

Where University of Memphis Stands

Earnings vs. debt across all teacher education and professional development, specific subject areas bachelors's programs nationally

University of MemphisOther teacher education and professional development, specific subject areas programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Memphis graduates compare to all programs nationally

University of Memphis graduates earn $38k, placing them in the 25th percentile of all teacher education and professional development, specific subject areas bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Tennessee

Teacher Education and Professional Development, Specific Subject Areas bachelors's programs at peer institutions in Tennessee (29 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Memphis$37,999$41,173$21,7470.57
Lee University$45,248$41,701$29,6250.65
Carson-Newman University$42,222$41,880$25,0750.59
Lane College$24,128—$36,8811.53
National Median$43,082—$26,2210.61

Other Teacher Education and Professional Development, Specific Subject Areas Programs in Tennessee

Compare tuition, earnings, and debt across Tennessee schools

SchoolIn-State TuitionEarnings (1yr)Debt
Lee University
Cleveland
$22,690$45,248$29,625
Carson-Newman University
Jefferson City
$34,700$42,222$25,075
Lane College
Jackson
$11,790$24,128$36,881

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Memphis, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 19 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.