Analysis
The debt picture here looks remarkably favorableβ$17,500 is well below both the Florida median ($22,615) and national median ($25,000) for accounting degrees. Combined with estimated first-year earnings around $52,000 based on comparable Florida programs, graduates would face a debt-to-earnings ratio of just 0.34, meaning debt is roughly one-third of first-year income. That's manageable by most standards, though it's worth noting this starting salary estimate comes from peer programs across the state, not from University of Miami's actual outcomes.
The bigger question mark is trajectory. By year four, earnings jump to $76,105βa figure that *is* reported for this specific program and suggests strong mid-career potential. That puts University of Miami's accounting graduates ahead of most Florida peers, though still trailing University of Florida's $65,000+ starting salaries. The selective nature of the program (19% admission rate, 1416 SAT average) likely attracts students who perform well in recruiting, which could explain the strong four-year number.
For parents, the calculation comes down to whether that eventual $76,000 justifies the premium of attending a selective private institution. The low debt burden certainly helps the case, but the lack of actual starting salary data means you're betting on similar outcomes to other Florida programs. If your child has offers from UF or FSU with comparable aid packages, those programs show stronger documented starting salariesβand that first job often determines the trajectory that follows.
Where University of Miami Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Miami | β | $76,105 | β |
| University of Florida | $65,144 | $75,355 | +16% |
| Florida State University | $55,626 | $74,193 | +33% |
| The University of Tampa | $52,690 | $71,151 | +35% |
| Florida International University | $54,963 | $68,602 | +25% |
Compare to Similar Programs in Florida
Accounting bachelors's programs at peer institutions in Florida (42 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $59,926 | $51,837* | $76,105 | $17,500 | β | |
| $6,381 | $65,144* | $75,355 | $18,003 | 0.28 | |
| $6,389 | $58,514* | $66,355 | $22,615 | 0.39 | |
| $4,879 | $56,600* | $60,630 | $19,431 | 0.34 | |
| $5,656 | $55,626* | $74,193 | $18,625 | 0.33 | |
| $6,368 | $55,203* | $68,209 | $19,736 | 0.36 | |
| National Median | β | $53,694* | β | $25,000 | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Miami, approximately 15% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in FL. Actual outcomes may vary.