Analysis
UNL's Apparel and Textiles program shows graduates recovering quickly from a modest start—earnings jump 28% by year four, reaching $43,742. That four-year figure outpaces most programs in this field and suggests graduates find their footing after gaining industry experience. The $27,000 debt load is manageable, especially compared to most bachelor's programs where debt often exceeds this amount. With a debt-to-earnings ratio under 0.8 in the first year, graduates aren't facing an overwhelming financial burden right out of the gate.
The first-year earnings of $34,244 do trail the national median slightly, landing in the 37th percentile nationally. However, this program is the only apparel and textiles bachelor's offering in Nebraska, which limits in-state comparison but also means it's the go-to option for state residents. The strong upward trajectory matters more here than the starting point—by year four, graduates are earning well above typical entry-level figures for this field.
For families considering this program, the financial picture is straightforward: reasonable debt paired with steady earnings growth. The field itself tends toward lower starting salaries industry-wide, but UNL graduates show they can advance. If your student is genuinely interested in fashion, merchandising, or textile design, this represents a practical path without the debt trap that plagues many creative fields.
Where University of Nebraska-Lincoln Stands
Earnings vs. debt across all apparel and textiles bachelors's programs nationally
Earnings Distribution
How University of Nebraska-Lincoln graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Nebraska-Lincoln | $34,244 | $43,742 | +28% |
| San Francisco State University | $30,082 | $60,278 | +100% |
| Indiana University-Bloomington | $50,264 | $60,013 | +19% |
| University of Missouri-Columbia | $40,176 | $60,008 | +49% |
| University of Arkansas | $40,948 | $57,004 | +39% |
Compare to Similar Programs Nationally
Apparel and Textiles bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,108 | $34,244 | $43,742 | $27,000 | 0.79 | |
| $9,192 | $51,494 | — | $19,444 | 0.38 | |
| $9,228 | $51,221 | — | $16,125 | 0.31 | |
| $11,790 | $50,264 | $60,013 | $20,500 | 0.41 | |
| $16,080 | $47,760 | $56,971 | $23,250 | 0.49 | |
| $9,728 | $44,647 | $44,135 | $21,250 | 0.48 | |
| National Median | — | $36,945 | — | $24,750 | 0.67 |
Career Paths
Occupations commonly associated with apparel and textiles graduates
Marketing Managers
Materials Scientists
Family and Consumer Sciences Teachers, Postsecondary
Fashion Designers
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Interior Designers
Wholesale and Retail Buyers, Except Farm Products
Farm and Home Management Educators
Fabric and Apparel Patternmakers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Nebraska-Lincoln, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 44 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.