Analysis
Based on comparable economics programs in North Carolina, this degree suggests modest first-year earnings of around $46,400 against estimated debt of $22,000—a manageable 0.47 ratio that falls squarely in the middle of what similar state programs produce. That debt load aligns closely with the national median for economics bachelor's degrees, though the earnings trail the national benchmark by about $5,300. The gap isn't alarming for a regional public university, but it does reflect UNC Wilmington's position in a state where economics outcomes vary dramatically: Duke grads start above $98,000, while this program appears to cluster with East Carolina at the median.
The real question is whether economics at UNCW leads to the kinds of jobs—financial analysis, consulting, policy research—that drive higher returns in this field. The modest starting salary relative to national peers suggests graduates may be competing more in regional markets than landing at major firms or financial hubs. For a family comfortable with $22,000 in debt, the numbers work if your student plans to stay in the Wilmington area or doesn't need immediate high earnings. But if the goal is to maximize the economics degree's earning potential, the $20,000 gap between this program and UNC Chapel Hill matters more than the relatively small difference in expected debt.
Where University of North Carolina Wilmington Stands
Earnings vs. debt across all economics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Economics bachelors's programs at peer institutions in North Carolina (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $7,317 | $46,425* | — | $21,894* | — | |
| $65,805 | $98,649* | $153,139 | $13,437* | 0.14 | |
| $44,536 | $69,298* | $73,684 | $19,500* | 0.28 | |
| $8,989 | $65,344* | $79,084 | $15,843* | 0.24 | |
| $64,758 | $56,416* | $91,751 | $20,927* | 0.37 | |
| $7,361 | $46,425* | $56,602 | $25,375* | 0.55 | |
| National Median | — | $51,722* | — | $22,816* | 0.44 |
Career Paths
Occupations commonly associated with economics graduates
Economists
Environmental Economists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Statisticians
Biostatisticians
Economics Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Secondary School Teachers, Except Special and Career/Technical Education
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of North Carolina Wilmington, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in NC. Actual outcomes may vary.