Finance and Financial Management Services at University of North Florida

UNF's finance program produces graduates who start slightly below state and national medians but catch up through strong earnings growth. First-year graduates earn $51,118, putting them in the 40th percentile among Florida finance programs—behind flagships like UF and FSU but close to the state median. Four years out, however, earnings jump 25% to $63,809, suggesting graduates gain valuable experience and credentials that translate into better-paying positions over time.

The debt picture makes this program particularly attractive: at $15,836, graduates leave with about $7,500 less debt than typical Florida finance majors and nearly $8,000 less than the national median. This ranks UNF in the 95th percentile nationally for low debt, meaning only 5% of finance programs nationwide send graduates out with less borrowing. Combined with first-year earnings, that creates a debt-to-earnings ratio of just 0.31—meaning graduates owe roughly four months' salary.

For parents comparing options, UNF won't match the elite earnings of UF or Miami graduates, but it delivers solid middle-market outcomes at a fraction of the financial risk. Your child will likely start in less competitive finance roles but should see meaningful salary progression, all while carrying manageable debt. That's a reasonable trade-off for a family prioritizing financial stability over maximum earning potential.