Computer Programming at University of Phoenix-Arizona

University of Phoenix's computer programming degree commands premium debt ($49,211 versus roughly $31,000 statewide and nationally) but delivers surprisingly strong initial returns—graduates earn $74,151 in their first year, ranking in the 80th percentile both nationally and among Arizona programs. That's substantially higher than Grand Canyon University's $52,190 median, suggesting the program maintains industry connections that translate to immediate job placement. However, the downward earnings trajectory over four years is a genuine concern.

The real question is why earnings drop to $67,954 by year four when most tech careers accelerate. This pattern could reflect graduates job-hopping without advancement, employer perceptions shifting after the degree credential matters less, or simply career paths that don't reward longevity. The debt-to-earnings ratio of 0.66 remains manageable compared to many programs, but you're essentially betting that your child can either buck this trend or leverage that strong starting salary to pay down loans aggressively in the first few years.

For families where the University of Phoenix's flexible online format is essential—working students, parents, military families—this program at least delivers competitive starting salaries. But if your child can attend a traditional four-year program with lower debt and more predictable earnings growth, that's likely the safer path. The high tuition here buys access and initial placement, not necessarily long-term career momentum.