Median Earnings (1yr)
$51,405
40th percentile (25th in CA)
Median Debt
$47,435
90% above national median
Debt-to-Earnings
0.92
Manageable
Sample Size
743
Adequate data

Analysis

This University of Phoenix accounting program presents a concerning financial picture that ranks poorly against both national and California alternatives. With first-year earnings of $51,405, graduates earn significantly less than the California median of $62,202 for accounting programs, placing this in just the 25th percentile statewide. The debt burden of $47,435 is nearly double both the national ($25,000) and California ($23,188) medians for accounting degrees, creating a debt-to-earnings ratio of 0.92 that's manageable but not competitive.

The earnings trajectory is particularly troubling, with virtually no growth from year one to year four ($51,405 to $52,008). This stagnation contrasts sharply with typical career progression expectations for accounting graduates. While the program does rank in the 5th percentile nationally for debt levels (meaning 95% of programs have higher debt), this "advantage" is overshadowed by the below-average earning potential, especially within California's job market.

For parents considering this investment, the numbers suggest your child would likely be better served by California's public universities or other accredited programs that deliver stronger earning outcomes with lower debt. The combination of high debt, below-average earnings, and minimal career growth makes this a risky financial proposition compared to available alternatives in the state.

Where University of Phoenix-California Stands

Earnings vs. debt across all accounting bachelors's programs nationally

University of Phoenix-CaliforniaOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Phoenix-California graduates compare to all programs nationally

University of Phoenix-California graduates earn $51k, placing them in the 40th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in California

Accounting bachelors's programs at peer institutions in California (44 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Phoenix-California$51,405$52,008$47,4350.92
Santa Clara University$78,417$101,411$19,2500.25
University of Southern California$73,903$90,072$16,5000.22
California Lutheran University$72,696$75,436$21,8580.30
University of San Francisco$72,588$92,299$24,6600.34
Menlo College$71,067$92,161$26,9550.38
National Median$53,694$25,0000.47

Other Accounting Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
Santa Clara University
Santa Clara
$59,241$78,417$19,250
University of Southern California
Los Angeles
$68,237$73,903$16,500
California Lutheran University
Thousand Oaks
$50,670$72,696$21,858
University of San Francisco
San Francisco
$58,222$72,588$24,660
Menlo College
Atherton
$51,070$71,067$26,955

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Phoenix-California, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 743 graduates with reported earnings and 1097 graduates with debt data. Small samples may not be representative.