Accounting at University of San Diego
Bachelor's Degree
Analysis
University of San Diego's accounting graduates earn $69,240 in their first year—nearly $16,000 above the national median and comfortably ahead of California's typical outcome. That 95th percentile national ranking is impressive, though the 60th percentile state ranking reveals the real story: USD delivers strong results, but you're paying private school tuition in a state where accounting programs generally perform well. Still, with debt under $25,000 and a debt-to-earnings ratio of 0.36, graduates can manage their loans while building solid careers.
The earnings trajectory matters here. That jump from $69,240 to $88,651 over four years represents real career progression, suggesting USD's business school connections and San Diego's professional network deliver tangible value beyond graduation. While programs like Santa Clara and USC produce higher earners, they likely come with steeper price tags. USD appears to occupy a sweet spot: meaningfully better than most California accounting programs without the premium you'd pay at the state's elite business schools.
For a family comfortable with modest debt, this program offers reliable entry into a stable profession with clear advancement potential. The low admission of Pell students suggests this school caters to families who can shoulder higher costs, but the payoff justifies the investment for accounting specifically.
Where University of San Diego Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of San Diego graduates compare to all programs nationally
University of San Diego graduates earn $69k, placing them in the 95th percentile of all accounting bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in California
Accounting bachelors's programs at peer institutions in California (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of San Diego | $69,240 | $88,651 | $24,969 | 0.36 |
| Santa Clara University | $78,417 | $101,411 | $19,250 | 0.25 |
| University of Southern California | $73,903 | $90,072 | $16,500 | 0.22 |
| California Lutheran University | $72,696 | $75,436 | $21,858 | 0.30 |
| University of San Francisco | $72,588 | $92,299 | $24,660 | 0.34 |
| Menlo College | $71,067 | $92,161 | $26,955 | 0.38 |
| National Median | $53,694 | — | $25,000 | 0.47 |
Other Accounting Programs in California
Compare tuition, earnings, and debt across California schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Santa Clara University Santa Clara | $59,241 | $78,417 | $19,250 |
| University of Southern California Los Angeles | $68,237 | $73,903 | $16,500 |
| California Lutheran University Thousand Oaks | $50,670 | $72,696 | $21,858 |
| University of San Francisco San Francisco | $58,222 | $72,588 | $24,660 |
| Menlo College Atherton | $51,070 | $71,067 | $26,955 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Diego, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 52 graduates with reported earnings and 82 graduates with debt data. Small samples may not be representative.