Median Earnings (1yr)
$36,734
88th percentile
60th percentile in California
Median Debt
$24,315
5% below national median

Analysis

University of San Francisco's psychology graduates earn significantly more than their peers at most California schools, though they're not quite at the top of the state's range. With first-year earnings of $36,734 that jump to $53,096 by year four—a 45% increase—these graduates are clearly finding career traction in the Bay Area's competitive job market. That places them in the 88th percentile nationally and the 60th percentile statewide, a distinction that matters since California's psychology programs are generally stronger than the national average.

The $24,315 median debt sits below the national average and is manageable relative to first-year earnings, though it's slightly higher than California's median for psychology programs. The 0.66 debt-to-earnings ratio means graduates owe less than their first year's salary, which is reasonable for a field not known for high starting pay. The strong earnings growth suggests USF's San Francisco location and alumni network are helping graduates move beyond entry-level positions relatively quickly.

For families considering USF, the key question is whether the San Francisco premium justifies attending over a UC or CSU option. The earnings trajectory here is genuinely impressive for psychology, but you're paying private school tuition for outcomes that are good—not exceptional—within California. If your child plans to work in the Bay Area and values smaller class sizes, this is a defensible choice. If staying in California with lower debt is the priority, you can find comparable outcomes elsewhere.

Where University of San Francisco Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How University of San Francisco graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
University of San Francisco$36,734$53,096+45%
Santa Clara University$38,587$58,545+52%
University of the Pacific$23,077$57,652+150%
University of Southern California$34,139$55,156+62%
University of San Diego$35,595$55,078+55%

Compare to Similar Programs in California

Psychology bachelors's programs at peer institutions in California (84 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of San FranciscoSan Francisco$58,222$36,734$53,096$24,3150.66
University of Massachusetts GlobalAliso Viejo$12,520$40,726$51,379$26,7030.66
The Chicago School at Los AngelesLos Angeles$20,844$39,596$40,6451.03
Santa Clara UniversitySanta Clara$59,241$38,587$58,545$17,6670.46
Ashford UniversitySan Diego$13,160$38,524$36,510$43,8751.14
National UniversitySan Diego$13,320$38,523$54,307$31,2500.81
National Median$31,482$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of San Francisco, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 101 graduates with reported earnings and 145 graduates with debt data. Small samples may not be representative.