Analysis
University of Southern Indiana's social work program sits in the bottom half of both state and national rankings, though the manageable debt load prevents it from being a poor value. At $36,126 starting out, graduates earn about $1,700 less than Indiana's median for the field and trail the top state programs by $5,000-6,000 annually. That gap translates to roughly $400-500 less per month in take-home pay compared to IU-Indianapolis graduates entering the same field.
The program's strength is its debt profile. At $21,500, graduates owe about $5,500 less than the typical Indiana social work student and roughly $5,000 below the national median. This lower debt burden matters in a helping profession where salaries rarely allow aggressive loan repayment. The 0.60 debt-to-earnings ratio means monthly payments should remain manageable on an entry-level salary, and the 14% earnings growth to year four brings graduates closer to state norms.
For families prioritizing affordability over prestige, this program offers a workable path into social work without the debt burden that crushes many in this field. Just understand your child will start near the bottom of Indiana's salary range—appropriate for an open-access institution, but worth considering if higher-paying programs like IU-Indianapolis are accessible alternatives.
Where University of Southern Indiana Stands
Earnings vs. debt across all social work bachelors's programs nationally
Earnings Distribution
How University of Southern Indiana graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| University of Southern Indiana | $36,126 | $41,077 | +14% |
| Indiana University-Bloomington | $39,695 | $46,124 | +16% |
| Indiana University-Indianapolis | $41,657 | $44,208 | +6% |
| Indiana University-South Bend | $37,812 | $43,993 | +16% |
| Indiana State University | $36,294 | $43,760 | +21% |
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,136 | $36,126 | $41,077 | $21,500 | 0.60 | |
| $10,449 | $41,657 | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532 | $37,787 | — | — | |
| $11,790 | $39,695 | $46,124 | $14,506 | 0.37 | |
| $10,758 | $39,094 | $42,239 | $23,900 | 0.61 | |
| $8,179 | $38,652 | $42,686 | $30,924 | 0.80 | |
| National Median | — | $37,296 | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 41 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.