Median Earnings (1yr)
$36,126
42nd percentile (40th in IN)
Median Debt
$21,500
18% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
41
Adequate data

Analysis

University of Southern Indiana's social work program sits in the bottom half of both state and national rankings, though the manageable debt load prevents it from being a poor value. At $36,126 starting out, graduates earn about $1,700 less than Indiana's median for the field and trail the top state programs by $5,000-6,000 annually. That gap translates to roughly $400-500 less per month in take-home pay compared to IU-Indianapolis graduates entering the same field.

The program's strength is its debt profile. At $21,500, graduates owe about $5,500 less than the typical Indiana social work student and roughly $5,000 below the national median. This lower debt burden matters in a helping profession where salaries rarely allow aggressive loan repayment. The 0.60 debt-to-earnings ratio means monthly payments should remain manageable on an entry-level salary, and the 14% earnings growth to year four brings graduates closer to state norms.

For families prioritizing affordability over prestige, this program offers a workable path into social work without the debt burden that crushes many in this field. Just understand your child will start near the bottom of Indiana's salary range—appropriate for an open-access institution, but worth considering if higher-paying programs like IU-Indianapolis are accessible alternatives.

Where University of Southern Indiana Stands

Earnings vs. debt across all social work bachelors's programs nationally

University of Southern IndianaOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Southern Indiana graduates compare to all programs nationally

University of Southern Indiana graduates earn $36k, placing them in the 42th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Indiana

Social Work bachelors's programs at peer institutions in Indiana (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Southern Indiana$36,126$41,077$21,5000.60
Indiana University-Indianapolis$41,657$44,208$18,4100.44
University of Saint Francis-Fort Wayne$40,532$37,787——
Indiana University-Bloomington$39,695$46,124$14,5060.37
Ball State University$39,094$42,239$23,9000.61
Indiana University-Northwest$38,652$42,686$30,9240.80
National Median$37,296—$26,3620.71

Other Social Work Programs in Indiana

Compare tuition, earnings, and debt across Indiana schools

SchoolIn-State TuitionEarnings (1yr)Debt
Indiana University-Indianapolis
Indianapolis
$10,449$41,657$18,410
University of Saint Francis-Fort Wayne
Fort Wayne
$35,420$40,532—
Indiana University-Bloomington
Bloomington
$11,790$39,695$14,506
Ball State University
Muncie
$10,758$39,094$23,900
Indiana University-Northwest
Gary
$8,179$38,652$30,924

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Southern Indiana, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 57 graduates with debt data. Small samples may not be representative.