Analysis
A debt-to-earnings ratio of 0.58 suggests manageable debt levels—at an estimated $26,000 borrowed for roughly $45,000 in first-year earnings, graduates would face about half their annual salary in loans. That's workable with standard repayment plans, though peer marketing programs nationally carry slightly less debt (around $24,000 median). What's harder to gauge is whether University of the Southwest's program delivers competitive outcomes within New Mexico, where the only reported data point—New Mexico State's $33,000 median—sits well below the national benchmark this estimate is drawn from.
The gap between state and national figures is significant. If this program follows New Mexico's typical pattern rather than the national median used for estimation, real earnings could be closer to $33,000, which would push the debt burden higher in practical terms. With 56% of students receiving Pell grants, financial pressure matters more here than at wealthier campuses. Marketing salaries vary widely by industry and location, and starting in Hobbs—a smaller market—may limit immediate opportunities compared to Albuquerque or out-of-state metros.
The bottom line: These estimates suggest reasonable debt relative to typical marketing outcomes nationwide, but the state context raises questions about whether graduates actually reach that $45,000 mark. Parents should verify recent graduate outcomes directly with the school and understand where alumni are finding jobs—location and employer connections will matter as much as the degree itself.
Where University of the Southwest Stands
Earnings vs. debt across all marketing bachelors's programs nationally
Compare to Similar Programs in New Mexico
Marketing bachelors's programs at peer institutions in New Mexico (3 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $16,670 | $44,728* | — | $26,000* | — | |
| $8,147 | $33,191* | $53,669 | $21,297* | 0.64 | |
| National Median | — | $44,728* | — | $24,267* | 0.54 |
Career Paths
Occupations commonly associated with marketing graduates
Advertising and Promotions Managers
Marketing Managers
Sales Managers
Fundraising Managers
Web and Digital Interface Designers
Video Game Designers
Business Teachers, Postsecondary
Market Research Analysts and Marketing Specialists
Search Marketing Strategists
Fundraisers
Survey Researchers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Southwest, approximately 56% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 502 similar programs. Actual outcomes may vary.