Analysis
The University of the Virgin Islands sits in a unique position—it's the only institution in the territory offering an associate's in computer science, making this program essential for local students who want to stay close to home. Based on national benchmarks for similar programs, graduates can expect to earn around $39,000 in their first year with roughly $12,500 in debt, yielding a manageable debt-to-earnings ratio of 0.32. That puts monthly loan payments at about 3% of gross income, well within the sustainable range for most graduates.
What complicates the picture is the Virgin Islands' small economy and limited tech sector. While computer science associate degree holders nationally earn $39,000 starting out, with top programs reaching nearly $49,000, the local job market may not support these figures without relocating to the mainland. The program serves a predominantly local student body (46% receive Pell grants, and the 97% admission rate signals open access), but students should verify whether the territory's government offices, tourism industry, and small businesses can absorb graduates at competitive wages.
For families committed to staying in the Virgin Islands, this may be the only viable pathway to tech credentials without leaving home. But given the estimation-based earnings and the territory's economic constraints, parents should have frank conversations about post-graduation plans—particularly whether their student is willing to relocate for better opportunities if local options prove limited.
Where University of the Virgin Islands Stands
Earnings vs. debt across all computer science associates's programs nationally
Compare to Similar Programs Nationally
Computer Science associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $5,612 | $39,118* | — | $12,458* | — | |
| $6,391 | $79,044* | $83,812 | $15,254* | 0.19 | |
| $5,703 | $48,889* | $81,847 | $13,000* | 0.27 | |
| $8,280 | $47,904* | — | $22,519* | 0.47 | |
| $5,520 | $30,332* | — | $9,000* | 0.30 | |
| $5,218 | $24,888* | $46,054 | $8,750* | 0.35 | |
| National Median | — | $39,118* | — | $12,458* | 0.32 |
Career Paths
Occupations commonly associated with computer science graduates
Computer and Information Systems Managers
Computer and Information Research Scientists
Software Developers
Software Quality Assurance Analysts and Testers
Information Security Analysts
Database Architects
Data Warehousing Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Computer Programmers
Web Developers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of the Virgin Islands, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 6 similar programs. Actual outcomes may vary.