Analysis
A debt-to-earnings ratio of 0.30 suggests a manageable financial start for this certificate program, though the figures deserve scrutiny. Since this specific program lacks sufficient graduate data for the DOE to report, these estimates draw from peer programming certificates nationwide. The $43,727 first-year earnings estimate sits at the national median for this credential, while the $13,274 debt projection runs slightly below the national norm—both reasonable benchmarks, but neither guaranteed for Utah Valley students.
What makes this certificate harder to evaluate is Utah's competitive tech landscape. With nine institutions offering programming credentials in the state but none publishing graduate outcomes data for certificates at this level, it's difficult to know whether Utah Valley's approach prepares students for the state's actual job market. Programming certificates can serve as quick entry points into tech careers or as skill-boosting credentials for career changers, but their value hinges entirely on curriculum quality, employer recognition, and how well they align with local hiring needs—factors the estimated data can't capture.
The low debt load relative to earnings provides a cushion if outcomes fall short of estimates, but parents should directly ask the program about job placement rates, which employers hire their certificate holders, and whether graduates typically need additional credentials to compete. Without school-specific outcomes, those conversations matter more than the numbers.
Where Utah Valley University Stands
Earnings vs. debt across all computer programming certificate's programs nationally
Compare to Similar Programs Nationally
Computer Programming certificate's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,270 | $43,727* | — | $13,274* | — | |
| $9,552 | $60,496* | — | $14,431* | 0.24 | |
| — | $60,496* | — | $14,431* | 0.24 | |
| $2,370 | $43,727* | $48,595 | $19,107* | 0.44 | |
| $2,136 | $37,250* | — | $11,884* | 0.32 | |
| — | $15,968* | — | —* | — | |
| National Median | — | $43,727* | — | $14,340* | 0.33 |
Career Paths
Occupations commonly associated with computer programming graduates
Software Developers
Software Quality Assurance Analysts and Testers
Computer Programmers
Web Developers
Web and Digital Interface Designers
Video Game Designers
Computer Science Teachers, Postsecondary
Computer Network Support Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Utah Valley University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 5 similar programs. Actual outcomes may vary.