Analysis
Based on similar programs across Indiana, social work graduates typically earn around $37,800 in their first year—nearly identical to the national median for this field. With $27,000 in debt, Valparaiso's students face a manageable 0.71 debt-to-earnings ratio, meaning they'd owe roughly 71% of their first year's salary. That's better than many bachelor's programs and puts this squarely in reasonable territory for a helping profession that typically doesn't command high starting salaries.
The challenge is that we're working with estimates here, not Valparaiso's actual outcomes. When Indiana programs do report data, there's notable variation—some University systems place graduates earning $39,000 to $42,000, while others track closer to the state median. Social work salaries depend heavily on employer type (nonprofits versus state agencies) and location, factors that might differ for Valparaiso graduates compared to the broader Indiana pool.
For parents, the key question is whether $27,000 in debt makes sense for a field where first-year earnings in Indiana likely cluster around $38,000. That's feasible if your child is committed to social work and understands the income trajectory. But if they're uncertain about the career path or considering graduate school (common in social work), that debt could feel heavier than it looks on paper.
Where Valparaiso University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Indiana
Social Work bachelors's programs at peer institutions in Indiana (23 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $46,588 | $37,812* | — | $27,000 | — | |
| $10,449 | $41,657* | $44,208 | $18,410 | 0.44 | |
| $35,420 | $40,532* | $37,787 | — | — | |
| $11,790 | $39,695* | $46,124 | $14,506 | 0.37 | |
| $10,758 | $39,094* | $42,239 | $23,900 | 0.61 | |
| $8,179 | $38,652* | $42,686 | $30,924 | 0.80 | |
| National Median | — | $37,296* | — | $26,362 | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Valparaiso University, approximately 26% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in IN. Actual outcomes may vary.